Standard Chartered Cathay vs. DBS Black World Mastercard? Top 10 Best Credit Card Welcome Offers in Hong Kong 2026

American Express Explorer Credit Card (美國運通 Explorer 信用卡), issued by American Express Hong Kong, delivers HK$3.6/mile local and HK$1.68/mile overseas alongside a Up to 26,000 miles welcome offer + 5X–8X bonus points enrollment (down to HK$2.25/mile local) welcome package (valid through 2026-12-31).

Citi PremierMiles Card (Citi PremierMiles 信用卡), issued by Citibank Hong Kong, delivers HK$8/mile local and HK$3/mile overseas alongside a Up to 25,000 miles (300,000 ThankYou Points) + complimentary travel insurance welcome package (valid through 2026-12-31).

Mox Credit Card (Mox Credit 信用卡), issued by Mox Bank, delivers HK$4/mile local and HK$4/mile overseas alongside a Up to HK$1,800–HK$2,300 cash/partner welcome rewards for new Mox customers welcome package (valid through 2026-12-31).

Citi Cash Back Card (Citi Cash Back 信用卡), issued by Citibank Hong Kong, delivers up to 2% cash/points rebate alongside a HK$1,600–HK$2,200 Apple Store Gift Card / FPS cash rebate via aggregator promo welcome package (valid through 2026-11-30).

BOC Cheers Card (中銀 Cheers Card), issued by Bank of China (Hong Kong), delivers HK$1.5/mile local and HK$1.5/mile overseas alongside a Up to 300,000 Gift Points (20,000 miles) + complimentary lounge visits with guest welcome package (valid through 2026-12-31).

sim Credit Card (sim Credit Card 網購信用卡), issued by sim Credit Card (UA Finance), delivers up to 8% cash/points rebate alongside a Up to HK$1,000–HK$2,398 cash/gift welcome reward welcome package (valid through 2026-12-31).

Citi HKTVmall Card (Citi HKTVmall 信用卡), issued by Citibank Hong Kong, delivers up to 5% cash/points rebate alongside a HK$1,000 HKTVmall e-Gift Vouchers + Peninsula Cake E-Voucher (HK$538 value) welcome package (valid through 2026-12-31).