#3
HSBC EveryMile Credit Card
HK$2,000/yr (1st yr waived)(HK$2,000)
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HSBC EveryMile Credit Card (滙豐 EveryMile 信用卡), issued by HSBC Hong Kong, delivers HK$2/mile local and HK$2/mile overseas alongside a Up to $1,450 RewardCash (29,000 Asia Miles / Avios / KrisFlyer miles) welcome package (valid through 2026-12-31).
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View canonical entity profile (4 lists) →HSBC EveryMile Credit Card (滙豐 EveryMile 信用卡), issued by HSBC Hong Kong, delivers HK$2/mile local and HK$2/mile overseas alongside a Up to $1,450 RewardCash (29,000 Asia Miles / Avios / KrisFlyer miles) welcome package (valid through 2026-12-31).
Key Metrics
Issuer
HSBC Hong Kong
Local Miles Rate
: HK$2/mile
Overseas Miles Rate
HK$2/mile
Headline Cashback
Up to 1%
Monthly Spend Cap
Uncapped
Welcome Offer
Up to $1,450 RewardCash (29,000 Asia Miles / Avios / KrisFlyer miles)
Annual Fee & Waiver
HK$2,000 (First year waived; subsequent waiver with HK$80,000 annual spend)
FX Fee
1.95%
Pros and Cons
Pros
- HK$2/mile at designated coffee, transit & streaming partners
- 15+ airline/hotel partners at 1 RC = 20 miles
- 6 complimentary Plaza Premium lounge visits/year
Cons
- HK$240,000 annual income requirement
- lounge visits require HK$4,000 post-visit spend within 60 days
Eligibility
- Minimum annual income HK$240,000
- HK$8,000 qualifying spend required
- new-to-cardholder cooling-off rule: 12 months
Things to Watch Out For
- HK$240,000 annual income requirement
- lounge visits require HK$4,000 post-visit spend within 60 days
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