#4
American Express Explorer Credit Card
HK$2,200/yr (1st yr waived)(HK$2,200)
Should this item rank higher or lower?
–
American Express Explorer Credit Card (美國運通 Explorer 信用卡), issued by American Express Hong Kong, delivers HK$3.6/mile local and HK$1.68/mile overseas alongside a Up to 26,000 miles welcome offer + 5X–8X bonus points enrollment (down to HK$2.25/mile local) welcome package (valid through 2026-12-31).
Also Ranks On
View canonical entity profile (4 lists) →American Express Explorer Credit Card (美國運通 Explorer 信用卡), issued by American Express Hong Kong, delivers HK$3.6/mile local and HK$1.68/mile overseas alongside a Up to 26,000 miles welcome offer + 5X–8X bonus points enrollment (down to HK$2.25/mile local) welcome package (valid through 2026-12-31).
Key Metrics
Issuer
American Express Hong Kong
Local Miles Rate
: HK$3.6/mile
Overseas Miles Rate
HK$1.68/mile
Headline Cashback
Up to 1%
Monthly Spend Cap
Uncapped
Welcome Offer
Up to 26,000 miles welcome offer + 5X–8X bonus points enrollment (down to HK$2.25/mile local)
Annual Fee & Waiver
HK$2,200 (First year waived; waived from Year 2 with HK$150,000 annual spend)
FX Fee
2%
Pros and Cons
Pros
- Enrolled overseas/airline spend down to HK$1.68/mile and selected local merchants HK$2.25/mile (18 MR pts = 1 mile)
- 8–10 Plaza Premium lounge visits
- 10+ airline/hotel partners
Cons
- Smaller HK neighborhood merchant acceptance than Visa/Mastercard
- HK$300,000 annual income bar
Eligibility
- Minimum annual income HK$300,000
- HK$7,000 qualifying spend required
- new-to-cardholder cooling-off rule: 12 months
Things to Watch Out For
- Smaller HK neighborhood merchant acceptance than Visa/Mastercard
- HK$300,000 annual income bar
Photos (1)
Comments on "American Express Explorer Credit Card"
Be the first to share your thoughts!
Have a take on this ranking?
Save your rankings and see how you compare. Comments are how the argument actually happens here. Posting one needs a free account — it takes about a minute.
No comments yet.
The first comment sets the terms of the argument.