American Express Explorer Credit Card

American Express Explorer Credit Card (美國運通 Explorer 信用卡), issued by American Express Hong Kong, delivers HK$3.6/mile local and HK$1.68/mile overseas alongside a Up to 26,000 miles welcome offer + 5X–8X bonus points enrollment (down to HK$2.25/mile local) welcome package (valid through 2026-12-31). Key Metrics: Issuer: American Express Hong Kong · Local Miles Rate: HK$3.6/mile · Overseas Miles Rate: HK$1.68/mile · Headline Cashback: Up to 1% · Monthly Spend Cap: Uncapped · Welcome Offer: Up to 26,000 miles welcome offer + 5X–8X bonus points enrollment (down to HK$2.25/mile local) · Annual Fee & Waiver: HK$2,200 (First year waived; waived from Year 2 with HK$150,000 annual spend) · FX Fee: 2%. Eligibility: Minimum annual income HK$300,000; HK$7,000 qualifying spend required; new-to-cardholder cooling-off rule: 12 months..