Cast the first vote in 1 tap — pick #1 Singlife Elite Term II ( + MINDEF & MHA Group Term Benchmark) or #2 FWD Singapore Term Life Plus (Direct Online) to reveal the live split:
Pure-protection comparison of Singapore's best-value term life insurance policies—benchmarking S$1M level-term premiums to age 65/75, direct no-medical online underwriting up to S$1.5M, CPF Dependants' Protection Scheme (DPS) & MINDEF/MHA…
baselines, and convertible Early Critical Illness riders.
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Starting order. Vote up or down to reorder this list.
| Metric | #1Singlife Elite Term II ( + MINDEF & MHA Group Term Benchmark) | #2FWD Singapore Term Life Plus (Direct Online) | #3Tiq by Etiqa ePROTECT term life / Direct DPI | #4Manulife ManuProtect Term (II) | #5Great Eastern GREAT Term & GREAT Protector | #6AIA Secure Flexi Term | #7Prudential PRUActive Term | #8Income Star Term Protect / iTerm | #9HSBC Life Term Protector (SGD / USD) | #10CPF Dependants' Protection Scheme (DPS — Administered by Great Eastern) |
|---|---|---|---|---|---|---|---|---|---|---|
| Insurer: Singlife · Term Structure: Level Term to Age | 65 / 75 / 99 · Max Sum Assured: S$5,000,000 · Campaign Discount: Perpetual 30%–40% large-sum-assured campaign discoun… | — | — | — | — | — | — | — | — | — |
| Insurer: Manulife Singapore · Term Structure: | — | — | — | 5-Yr Renewable or Level Term up to Age 85 · Max Sum Assured: S$5,000,000 · Campaign Discount: Smoker-to-non-smoker qu… | — | — | — | — | — | — |
| Insurer: AIA Singapore · Term Structure: | — | — | — | — | — | 5/10/20/30-Yr or to Age 65/75/100 · Max Sum Assured: S$5,000,000 · Campaign Discount: AIA Vitality status earns up to… | — | — | — | — |
Data extracted from item descriptions. Verify rates with the issuing institution.
Singlife Elite Term II ( + MINDEF & MHA Group Term Benchmark) by Singlife delivers pure term life protection (Level Term to Age 65 / 75 / 99) with online/advised cover up to S$5,000,000 and ~S$340/yr benchmark cost.
Pros
Cons
FWD Singapore Term Life Plus (Direct Online) by FWD Singapore delivers pure term life protection (Direct Online No-Medical up to S$1.5M) with online/advised cover up to S$3,000,000 and ~S$325/yr benchmark cost.
Pros
Cons
Tiq by Etiqa ePROTECT term life / Direct DPI by Tiq by Etiqa Insurance Singapore delivers pure term life protection (MAS Direct Purchase Insurance (DPI) & Online Term) with online/advised cover up to S$2,000,000 and ~S$318/yr benchmark cost.
Pros
Cons
Manulife ManuProtect Term (II) by Manulife Singapore delivers pure term life protection (5-Yr Renewable or Level Term up to Age 85) with online/advised cover up to S$5,000,000 and ~S$355/yr benchmark cost.
Pros
Cons
Great Eastern GREAT Term & GREAT Protector by Great Eastern Life Singapore delivers pure term life protection (Custom Term up to Age 85) with online/advised cover up to S$5,000,000 and ~S$370/yr benchmark cost.
Pros
Cons
AIA Secure Flexi Term by AIA Singapore delivers pure term life protection (5/10/20/30-Yr or to Age 65/75/100) with online/advised cover up to S$5,000,000 and ~S$385/yr benchmark cost.
Pros
Cons
Prudential PRUActive Term by Prudential Assurance Singapore delivers pure term life protection (Custom Annual Maturity Age up to 100) with online/advised cover up to S$5,000,000 and ~S$390/yr benchmark cost.
Pros
Cons
Income Star Term Protect / iTerm by Income Insurance Singapore delivers pure term life protection (Renewable or Level Term to Age 65/75/84) with online/advised cover up to S$3,000,000 and ~S$360/yr benchmark cost.
Pros
Cons
HSBC Life Term Protector (SGD / USD) by HSBC Life Singapore delivers pure term life protection (Multi-Currency SGD / USD High-Cover Term) with online/advised cover up to S$10,000,000 and ~S$350/yr benchmark cost.
Pros
Cons
CPF Dependants' Protection Scheme (DPS — Administered by Great Eastern) by Great Eastern Life Singapore delivers pure term life protection (CPF OA/SA Payable Baseline Term (S$70,000)) with online/advised cover up to S$70,000 and ~S$18/yr benchmark cost.
Pros
Cons
Singlife Elite contender · Community Ranked #1
FWD contender · Community Ranked #2
Tiq by contender · Community Ranked #3
Manulife ManuProtect contender · Community Ranked #4
Great Eastern contender · Community Ranked #5
Illustrative estimates based on published card, policy, or checkup plan tiers; verify current provider terms before applying. Rankings are driven by primary research and community votes—never commission.
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Create a list with AI →Debating whether #1 Singlife Elite Term II ( + MINDEF & MHA Group Term Benchmark) holds the top spot against #2 FWD Singapore Term Life Plus (Direct Online).
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