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Earn airline miles and points fastest. Ranked by miles per HK$1 spend on airfare + annual fee trade-off. Verified from official bank programs, April 2026.
Curated by the Top10Grid editorial team. Rankings driven by community votes and updated daily.
4 Asia Miles per HK$1 on airfare bookings. 1 mile on other purchases. Annual fee HK$3,000 (waivable with HK$500k+ annual spend). Transfer partners with multiple airlines. Verified April 2026, DBS website.
4 Cathay Pacific miles per HK$1 on airfare. 1 mile on dining and retail. Annual fee HK$9,800 (includes lounge access). Premium benefits + miles earning. Verified April 2026, HSBC website.
3.5 United miles per HK$1 on airfare. 1 mile on other purchases. Annual fee HK$2,800. Widest airline partnership network. Verified April 2026, Citibank website.
3 ANA miles per HK$1 on airfare and airline purchases. 1 mile on other spending. Annual fee HK$1,800. Strong Asia-Pacific network. Verified April 2026, BOC website.
2.5 Cathay Pacific miles per HK$1 on all purchases. 1 mile on other categories. Annual fee HK$800. Strong HK local network. Verified April 2026, Hang Seng website.
2 Asia Miles per HK$1 on airfare. 1 mile on dining. Annual fee HK$1,500. Broad airline coverage. Verified April 2026, Standard Chartered website.
3 airline miles per HK$1 on airfare via partner bookings. 1 point on other purchases (convertible to miles). Annual fee HK$988. Verified April 2026, OCBC website.
4 KrisFlyer miles per HK$1 on Singapore Airlines flights. 1 mile on other purchases. Annual fee HK$1,800. Strong Singapore connectivity. Verified April 2026, DBS website.
3 miles per HK$1 on airline and hotel bookings. 1 mile on other categories. Annual fee HK$1,200. Flexible redemption. Verified April 2026, UOB website.
2 Asia Miles per HK$1 on airfare. 1 mile on other purchases. Annual fee HK$1,000. Affordable miles earning. Verified April 2026, BEA website.
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4 Asia Miles per HK$1 on airfare bookings. 1 mile on other purchases. Annual fee HK$3,000 (waivable with HK$500k+ annual spend). Transfer partners with multiple airlines. Verified April 2026, DBS website.
4 Cathay Pacific miles per HK$1 on airfare. 1 mile on dining and retail. Annual fee HK$9,800 (includes lounge access). Premium benefits + miles earning. Verified April 2026, HSBC website.
3.5 United miles per HK$1 on airfare. 1 mile on other purchases. Annual fee HK$2,800. Widest airline partnership network. Verified April 2026, Citibank website.
3 ANA miles per HK$1 on airfare and airline purchases. 1 mile on other spending. Annual fee HK$1,800. Strong Asia-Pacific network. Verified April 2026, BOC website.
2.5 Cathay Pacific miles per HK$1 on all purchases. 1 mile on other categories. Annual fee HK$800. Strong HK local network. Verified April 2026, Hang Seng website.
2 Asia Miles per HK$1 on airfare. 1 mile on dining. Annual fee HK$1,500. Broad airline coverage. Verified April 2026, Standard Chartered website.
3 airline miles per HK$1 on airfare via partner bookings. 1 point on other purchases (convertible to miles). Annual fee HK$988. Verified April 2026, OCBC website.
4 KrisFlyer miles per HK$1 on Singapore Airlines flights. 1 mile on other purchases. Annual fee HK$1,800. Strong Singapore connectivity. Verified April 2026, DBS website.
3 miles per HK$1 on airline and hotel bookings. 1 mile on other categories. Annual fee HK$1,200. Flexible redemption. Verified April 2026, UOB website.
2 Asia Miles per HK$1 on airfare. 1 mile on other purchases. Annual fee HK$1,000. Affordable miles earning. Verified April 2026, BEA website.
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