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Secure your family's future with affordable life insurance in Hong Kong. Compare top 10 plans for HK$1M 20-year term coverage, ranked by lowest annual premiums. Verified April 2026.
Curated by the Top10Grid editorial team. Rankings driven by community votes and updated daily.
HK$1,000,000 / 20 years: HK$1,200/year. Simple underwriting, online approval. Local market leader. Verified April 2026, AIA website.
HK$1,000,000 / 20 years: HK$1,300/year. Competitive rates, good underwriting. Verified April 2026, Prudential website.
HK$1,000,000 / 20 years: HK$1,400/year. Global insurer, reliable. Verified April 2026, MetLife website.
HK$1,000,000 / 20 years: HK$1,450/year. Professional underwriting, conversion options. Verified April 2026, Zurich website.
HK$1,000,000 / 20 years: HK$1,350/year. Competitive mid-market option. Verified April 2026, CIMB website.
HK$1,000,000 / 20 years: HK$1,520/year. Local insurer, good support. Verified April 2026, Great Eastern website.
HK$1,000,000 / 20 years: HK$1,380/year. Bank-backed, integrated services. Verified April 2026, HSBC website.
HK$1,000,000 / 20 years: HK$1,410/year. Bank convenience, competitive rates. Verified April 2026, DBS website.
HK$1,000,000 / 20 years: HK$1,600/year. International coverage, standard rates. Verified April 2026, BOA website.
HK$1,000,000 / 20 years: HK$1,650/year. Established insurer, reliable underwriting. Verified April 2026, Standard Life website.
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HK$1,000,000 / 20 years: HK$1,200/year. Simple underwriting, online approval. Local market leader. Verified April 2026, AIA website.
HK$1,000,000 / 20 years: HK$1,300/year. Competitive rates, good underwriting. Verified April 2026, Prudential website.
HK$1,000,000 / 20 years: HK$1,400/year. Global insurer, reliable. Verified April 2026, MetLife website.
HK$1,000,000 / 20 years: HK$1,450/year. Professional underwriting, conversion options. Verified April 2026, Zurich website.
HK$1,000,000 / 20 years: HK$1,350/year. Competitive mid-market option. Verified April 2026, CIMB website.
HK$1,000,000 / 20 years: HK$1,520/year. Local insurer, good support. Verified April 2026, Great Eastern website.
HK$1,000,000 / 20 years: HK$1,380/year. Bank-backed, integrated services. Verified April 2026, HSBC website.
HK$1,000,000 / 20 years: HK$1,410/year. Bank convenience, competitive rates. Verified April 2026, DBS website.
HK$1,000,000 / 20 years: HK$1,600/year. International coverage, standard rates. Verified April 2026, BOA website.
HK$1,000,000 / 20 years: HK$1,650/year. Established insurer, reliable underwriting. Verified April 2026, Standard Life website.
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