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Family plans optimized for 2 adults + 2 kids. Ranked by per-capita cost and family benefits. Verified April 2026.
Curated by the Top10Grid editorial team. Rankings driven by community votes and updated daily.
Family of 4 (2 adults + 2 kids): HK$520/trip (HK$130 per capita). Medical HK$150,000, baggage HK$2,500, kids premium. Verified April 2026, Allianz website.
Family of 4: HK$535/trip (HK$134 per capita). Medical HK$150,000, kids under 12 included. Group discount. Verified April 2026, AXA website.
Family of 4: HK$545/trip (HK$136 per capita). Medical HK$150,000, family extensions, baggage. Verified April 2026, Generali website.
Family of 4: HK$560/trip (HK$140 per capita). Medical HK$150,000, kids 1-18 covered. Family discount structure. Verified April 2026, Blue Cross website.
Family of 4: HK$575/trip (HK$144 per capita). Medical HK$150,000, kids benefits, maternity option. Healthcare-focused. Verified April 2026, BUPA website.
Family of 4: HK$590/trip (HK$148 per capita). Medical HK$150,000, local insurer, family benefits. Verified April 2026, Great Eastern website.
Family of 4: HK$605/trip (HK$151 per capita). Medical HK$150,000, baggage HK$2,500, kids under 12 free upgrade. Verified April 2026, AIG website.
Family of 4: HK$620/trip (HK$155 per capita). Medical HK$150,000, multi-trip option, family rates. Verified April 2026, Prudential website.
Family of 4: HK$640/trip (HK$160 per capita). Medical HK$150,000, baggage HK$2,500, school holidays coverage. Verified April 2026, Zurich website.
Family of 4: HK$655/trip (HK$164 per capita). Medical HK$150,000, kids benefits, simple claims. Verified April 2026, Royal Sundaram website.
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Family of 4 (2 adults + 2 kids): HK$520/trip (HK$130 per capita). Medical HK$150,000, baggage HK$2,500, kids premium. Verified April 2026, Allianz website.
Family of 4: HK$535/trip (HK$134 per capita). Medical HK$150,000, kids under 12 included. Group discount. Verified April 2026, AXA website.
Family of 4: HK$545/trip (HK$136 per capita). Medical HK$150,000, family extensions, baggage. Verified April 2026, Generali website.
Family of 4: HK$560/trip (HK$140 per capita). Medical HK$150,000, kids 1-18 covered. Family discount structure. Verified April 2026, Blue Cross website.
Family of 4: HK$575/trip (HK$144 per capita). Medical HK$150,000, kids benefits, maternity option. Healthcare-focused. Verified April 2026, BUPA website.
Family of 4: HK$590/trip (HK$148 per capita). Medical HK$150,000, local insurer, family benefits. Verified April 2026, Great Eastern website.
Family of 4: HK$605/trip (HK$151 per capita). Medical HK$150,000, baggage HK$2,500, kids under 12 free upgrade. Verified April 2026, AIG website.
Family of 4: HK$620/trip (HK$155 per capita). Medical HK$150,000, multi-trip option, family rates. Verified April 2026, Prudential website.
Family of 4: HK$640/trip (HK$160 per capita). Medical HK$150,000, baggage HK$2,500, school holidays coverage. Verified April 2026, Zurich website.
Family of 4: HK$655/trip (HK$164 per capita). Medical HK$150,000, kids benefits, simple claims. Verified April 2026, Royal Sundaram website.
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