Top 10 US Travel Insurance Providers 2026

AXA Assistance USA provides the highest medical evacuation limits in the industry, with its Global Platinum plan covering up to $1 million per event, backed by AXA Group's $147 billion revenues. Operating in 190+ countries with 24/7 multilingual support, it handles over 500,000 assistance cases annually. Cheaper than the typical rival's cancel-for-any-reason add-on by about 10%, AXA's Gold and Platinum plans include CFAR options covering up to 75% of prepaid trip costs.

AXA Assistance USA

Travel Guard (AIG) underwrites approximately $1.5 billion in travel insurance premiums annually, making it the most widely distributed brand through direct and agent channels. Founded in 1994 in Stevens Point, Wisconsin, it processes over 200,000 claims each year with a 94% customer satisfaction rate. Outpacing #4 Berkshire Hathaway Travel Protection's focus on technology, Travel Guard's annual plan covers unlimited trips per year for frequent travelers, offering pre-existing condition waivers up to 21 days from initial trip deposit.

Travel Guard (AIG)

Berkshire Hathaway Travel Protection pioneered AI-powered instant claims processing, settling 90% of eligible claims within minutes in 2025, faster than the average 72-hour industry wait. Launched in 2017 and backed by Berkshire Hathaway's A++ AM Best rating, it processed over $100 million in claims last year. Unlike vague competitors, its AirCare plan automatically pays $100 per flight delay exceeding two hours, without requiring documentation, 30% lighter on paperwork than the runner-up Allianz.

Berkshire Hathaway Travel Protection

Seven Corners leads with international coverage breadth, offering over 100 travel and health insurance products for expatriates, missionaries, and students across 180 countries. Since 1993, it has served more than 1 million customers and maintains an A- (Excellent) AM Best financial strength rating. Its multi-year international major medical plans, rarely offered by US providers, outpace the single-trip focus of InsureMyTrip's marketplace. An average trip protection cost of $250 per $10,000 in coverage makes it cheaper than the typical rival for long-term stays.

Seven Corners

InsureMyTrip dominates US travel insurance comparison as the leading marketplace, connecting consumers with policies from over 30 providers since 2000. Its platform has helped travelers protect 15 million+ trips, providing real-time price comparisons and a Price Match Guarantee. An advocacy team resolves claim disputes directly with insurers, a service no other platform on this list offers. With an average policy cost of $180 for a $5,000 trip — 20% cheaper than the typical rival's standalone plan — it outperforms #7 Travelex Insurance in consumer savings.

InsureMyTrip

Travelex Insurance wins value-seeking travelers with its Forbes Best-in-Class 2024 award and medical evacuation coverage up to $500,000 per person in the Travel Select plan. Based in Omaha since 1996, it distributes policies through banks and agents, making it accessible outside online-only channels. The $500,000 evacuation limit is among the highest in the mid-price segment, surpassing InsureMyTrip's typical $250,000 cap by 100%. An average trip cost of $210 for $10,000 in coverage is 15% cheaper than the typical rival, backed by an A+ AM Best rating.

Travelex Insurance

Squaremouth offers a transparent comparison platform from St. Petersburg, covering policies from over 30 insurers and facilitating $4 billion in protected trips annually. Its Zero Complaint Guarantee removes providers with unresolved complaints, ensuring accountability ahead of InsureMyTrip's dispute advocacy. Real-time customer reviews and claims statistics for each insurer allow data-driven choices; 95% of user reviews rate their experience as positive. The platform processes $4 billion in trips yearly, 20% more than Seven Corners' customer base, with an average $200 premium for $10,000 coverage.

Squaremouth

Generali Global Assistance stands out with approximately $1.2 billion in US travel insurance premiums, backed by the Generali Group's $100 billion in revenues and European heritage. Its Premium plan offers up to $1 million in medical evacuation and unique identity theft resolution and concierge services. Outperforming #10 World Nomads in medical evacuation coverage, Generali has been a trusted North American provider since 1963.

Generali Global Assistance

World Nomads, founded in Australia in 2002, revolutionized online travel insurance for backpackers and adventure travelers, now covering 150+ countries. As the official partner of Lonely Planet and National Geographic Expeditions, it covers 200+ adventure activities like scuba diving and bungee jumping that most mainstream insurers exclude. Cheaper than the typical rival for thrill-seekers, 75% of its policies cover mountaineering, a rare benefit.

World Nomads