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Maximize your savings with Hong Kong's top 6-month fixed deposit rates. Compare AER from major banks, verified for April 2026, and secure the best returns.
Curated by the Top10Grid editorial team. Rankings driven by community votes and updated daily.
6-month FD: 5.1% AER, minimum HK$100,000. No early penalty. Verified April 2026, BOA website.
6-month FD: 4.85% AER, minimum HK$50,000. Fixed for full term. Verified April 2026, SC website.
6-month FD: 4.7% AER, minimum HK$100,000. Automatic renewal option. Verified April 2026, HSBC official website.
6-month FD: 4.65% AER, minimum HK$50,000. Flexible renewal. Verified April 2026, DBS official website.
6-month FD: 4.6% AER, minimum HK$100,000. Priority banking rates. Verified April 2026, Citi official website.
6-month FD: 4.55% AER, minimum HK$100,000. Fixed throughout term. Verified April 2026, BOC official website.
6-month FD: 4.5% AER, minimum HK$50,000. Local competitive rate. Verified April 2026, Hang Seng official website.
6-month FD: 4.45% AER, minimum HK$100,000. Competitive terms. Verified April 2026, OCBC official website.
6-month FD: 4.4% AER, minimum HK$50,000. Simple account. Verified April 2026, BEA official website.
6-month FD: 4.35% AER, minimum HK$100,000. Integrated services. Verified April 2026, Mizuho official website.
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6-month FD: 5.1% AER, minimum HK$100,000. No early penalty. Verified April 2026, BOA website.
6-month FD: 4.85% AER, minimum HK$50,000. Fixed for full term. Verified April 2026, SC website.
6-month FD: 4.7% AER, minimum HK$100,000. Automatic renewal option. Verified April 2026, HSBC official website.
6-month FD: 4.65% AER, minimum HK$50,000. Flexible renewal. Verified April 2026, DBS official website.
6-month FD: 4.6% AER, minimum HK$100,000. Priority banking rates. Verified April 2026, Citi official website.
6-month FD: 4.55% AER, minimum HK$100,000. Fixed throughout term. Verified April 2026, BOC official website.
6-month FD: 4.5% AER, minimum HK$50,000. Local competitive rate. Verified April 2026, Hang Seng official website.
6-month FD: 4.45% AER, minimum HK$100,000. Competitive terms. Verified April 2026, OCBC official website.
6-month FD: 4.4% AER, minimum HK$50,000. Simple account. Verified April 2026, BEA official website.
6-month FD: 4.35% AER, minimum HK$100,000. Integrated services. Verified April 2026, Mizuho official website.
Top 10 Best HKD Time Deposit Rates in Hong Kong May 2026
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