Top 10 Best USD Time Deposit Rates in Hong Kong June 2026

Hang Seng Preferred USD Time Deposit is designed for preferred banking clients in Hong Kong. It suits depositors looking for a stable, high-yield USD savings option with flexible tenors. The rate is typically competitive with HSBC, especially for 3- and 6-month periods. The minimum deposit is USD 2,000, and the promotional rate applies to new funds only. FX conversion fees apply if converting from HKD. Hang Seng's extensive branch network and digital platform make it easy to manage. HKMA deposit insurance covers up to HKD 800,000.

Hang Seng Preferred USD Time Deposit - Hang Seng Bank

Standard Chartered Priority USD Time Deposit offers attractive rates for Priority Banking clients in Hong Kong. It is suitable for savers who want a competitive yield with flexible access. The bank often runs promotional campaigns with tiered rates based on deposit amount and tenor. Minimum deposit is USD 2,000, and the promotional rate applies to new funds. FX conversion fees apply for HKD-to-USD conversions. Standard Chartered's digital banking platform allows easy online setup. HKMA deposit protection applies up to HKD 800,000.

Standard Chartered Priority USD Time Deposit - Standard Chartered Hong Kong

Citi Priority USD Time Deposit provides competitive rates for Citi Priority customers in Hong Kong. It is designed for investors seeking a high-yield, short-term USD deposit with global banking benefits. The rate is typically strong for 3- to 6-month tenors. Minimum deposit is USD 2,000, and promotional rates often require new funds. FX conversion fees apply for HKD-to-USD transactions. Citi's international network offers additional perks. HKMA deposit insurance covers up to HKD 800,000 per depositor.

Citi Priority USD Time Deposit - Citibank Hong Kong

BOCHK USD Time Deposit offers competitive rates for both existing and new customers. It is suitable for retail depositors seeking a straightforward USD savings option with no minimum balance requirement beyond USD 1,000. The rate is often promotional for 1- to 6-month tenors. New funds may be required for the best rates. FX conversion fees apply for HKD-to-USD exchanges. BOCHK's extensive branch network and digital banking platform provide convenience. HKMA deposit protection up to HKD 800,000 applies.

BOCHK USD Time Deposit - Bank of China (Hong Kong)

DBS USD Time Deposit offers competitive rates for DBS Treasures and retail customers. It suits depositors looking for a reliable USD savings vehicle with flexible tenors. The rate is often promotional for 1- to 6-month periods with a minimum deposit of USD 1,000. New funds are typically required for the best rates. FX conversion fees apply for HKD-to-USD conversions. DBS's digital banking platform is highly rated for ease of use. HKMA deposit protection covers up to HKD 800,000.

DBS USD Time Deposit - DBS Bank Hong Kong

Fusion Bank USD Time Deposit is a virtual bank offering competitive rates via its digital platform. It suits tech-savvy depositors who prefer a fully online experience with no branch visits. The rate is often promotional for short tenors like 1 to 3 months. Minimum deposit is USD 1,000, and new funds are typically required for the best rates. FX conversion fees apply for HKD-to-USD transactions. Fusion Bank is a licensed virtual bank, with HKMA deposit protection up to HKD 800,000.

Fusion Bank USD Time Deposit - Fusion Bank

ZA Bank USD Time Deposit offers competitive rates from Hong Kong's leading virtual bank. It is ideal for depositors seeking a fully digital, no-frills USD savings option with flexible tenors. The rate is often promotional for 1- to 6-month periods. Minimum deposit is USD 1,000, and new funds are typically required for the best rates. FX conversion fees apply for HKD-to-USD exchanges. ZA Bank is a licensed virtual bank under HKMA supervision, with deposit protection up to HKD 800,000.

ZA Bank USD Time Deposit - ZA Bank

HSBC One USD Time Deposit is a standard retail product for non-Premier customers. It suits average savers who want HSBC's reliability with a moderate minimum deposit of USD 1,000. The rate is typically lower than Premier offerings, often promotional for 1- to 6-month tenors. New funds are usually required for the best rates. FX conversion fees apply when converting from HKD. HKMA deposit protection applies up to HKD 800,000. This is a solid option for those without Premier status.

HSBC One USD Time Deposit - HSBC

Standard Chartered Retail USD Time Deposit is for standard account holders without priority banking status. It suits retail depositors wanting a straightforward USD savings option with a low minimum deposit of USD 1,000. The rate is typically promotional for 1- to 6-month tenors, though lower than Priority tier. New funds are usually required for the best rates. FX conversion fees apply for HKD conversions. HKMA deposit protection covers up to HKD 800,000. This is a basic but reliable option for retail customers.

Standard Chartered Retail USD Time Deposit - Standard Chartered Hong Kong

Hang Seng Preferred USD Time Deposit is designed for preferred banking clients in Hong Kong. It suits depositors looking for a stable, high-yield USD savings option with flexible tenors. The rate is typically competitive with HSBC, especially for 3- and 6-month periods. The minimum deposit is USD 2,000, and the promotional rate applies to new funds only. FX conversion fees apply if converting from HKD. Hang Seng's extensive branch network and digital platform make it easy to manage. HKMA deposit insurance covers up to HKD 800,000.

Hang Seng Preferred USD Time Deposit - Hang Seng Bank

Standard Chartered Priority USD Time Deposit offers attractive rates for Priority Banking clients in Hong Kong. It is suitable for savers who want a competitive yield with flexible access. The bank often runs promotional campaigns with tiered rates based on deposit amount and tenor. Minimum deposit is USD 2,000, and the promotional rate applies to new funds. FX conversion fees apply for HKD-to-USD conversions. Standard Chartered's digital banking platform allows easy online setup. HKMA deposit protection applies up to HKD 800,000.

Standard Chartered Priority USD Time Deposit - Standard Chartered Hong Kong

Citi Priority USD Time Deposit provides competitive rates for Citi Priority customers in Hong Kong. It is designed for investors seeking a high-yield, short-term USD deposit with global banking benefits. The rate is typically strong for 3- to 6-month tenors. Minimum deposit is USD 2,000, and promotional rates often require new funds. FX conversion fees apply for HKD-to-USD transactions. Citi's international network offers additional perks. HKMA deposit insurance covers up to HKD 800,000 per depositor.

Citi Priority USD Time Deposit - Citibank Hong Kong

BOCHK USD Time Deposit offers competitive rates for both existing and new customers. It is suitable for retail depositors seeking a straightforward USD savings option with no minimum balance requirement beyond USD 1,000. The rate is often promotional for 1- to 6-month tenors. New funds may be required for the best rates. FX conversion fees apply for HKD-to-USD exchanges. BOCHK's extensive branch network and digital banking platform provide convenience. HKMA deposit protection up to HKD 800,000 applies.

BOCHK USD Time Deposit - Bank of China (Hong Kong)

DBS USD Time Deposit offers competitive rates for DBS Treasures and retail customers. It suits depositors looking for a reliable USD savings vehicle with flexible tenors. The rate is often promotional for 1- to 6-month periods with a minimum deposit of USD 1,000. New funds are typically required for the best rates. FX conversion fees apply for HKD-to-USD conversions. DBS's digital banking platform is highly rated for ease of use. HKMA deposit protection covers up to HKD 800,000.

DBS USD Time Deposit - DBS Bank Hong Kong

Fusion Bank USD Time Deposit is a virtual bank offering competitive rates via its digital platform. It suits tech-savvy depositors who prefer a fully online experience with no branch visits. The rate is often promotional for short tenors like 1 to 3 months. Minimum deposit is USD 1,000, and new funds are typically required for the best rates. FX conversion fees apply for HKD-to-USD transactions. Fusion Bank is a licensed virtual bank, with HKMA deposit protection up to HKD 800,000.

Fusion Bank USD Time Deposit - Fusion Bank

ZA Bank USD Time Deposit offers competitive rates from Hong Kong's leading virtual bank. It is ideal for depositors seeking a fully digital, no-frills USD savings option with flexible tenors. The rate is often promotional for 1- to 6-month periods. Minimum deposit is USD 1,000, and new funds are typically required for the best rates. FX conversion fees apply for HKD-to-USD exchanges. ZA Bank is a licensed virtual bank under HKMA supervision, with deposit protection up to HKD 800,000.

ZA Bank USD Time Deposit - ZA Bank

HSBC One USD Time Deposit is a standard retail product for non-Premier customers. It suits average savers who want HSBC's reliability with a moderate minimum deposit of USD 1,000. The rate is typically lower than Premier offerings, often promotional for 1- to 6-month tenors. New funds are usually required for the best rates. FX conversion fees apply when converting from HKD. HKMA deposit protection applies up to HKD 800,000. This is a solid option for those without Premier status.

HSBC One USD Time Deposit - HSBC

Standard Chartered Retail USD Time Deposit is for standard account holders without priority banking status. It suits retail depositors wanting a straightforward USD savings option with a low minimum deposit of USD 1,000. The rate is typically promotional for 1- to 6-month tenors, though lower than Priority tier. New funds are usually required for the best rates. FX conversion fees apply for HKD conversions. HKMA deposit protection covers up to HKD 800,000. This is a basic but reliable option for retail customers.

Standard Chartered Retail USD Time Deposit - Standard Chartered Hong Kong