#8
Income Star Term Protect / iTerm
~S$360/yr ref(S$360)
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Income Star Term Protect / iTerm by Income Insurance Singapore delivers pure term life protection (Renewable or Level Term to Age 65/75/84) with online/advised cover up to S$3,000,000 and ~S$360/yr benchmark cost.
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Income Star Term Protect / iTerm by Income Insurance Singapore delivers pure term life protection (Renewable or Level Term to Age 65/75/84) with online/advised cover up to S$3,000,000 and ~S$360/yr benchmark cost.
Key Metrics
Insurer
Income Insurance Singapore
Term Structure
Renewable or Level Term to Age: 65/75/84
Max Sum Assured
S$3,000,000
Campaign Discount
Guaranteed Insurability Option at life milestones + hospital cash add-on
Benchmark Annual Cost
~S$360/yr
Pros and Cons
Pros
- Trusted Singapore household insurer offering Retrenchment Premium Waiver benefit (waives 6 months of premiums if involuntarily retrenched) alongside Guaranteed Insurability at key life events
- Term Structure: Renewable or Level Term to Age 65/75/84 (Income Insurance Singapore)
Cons
- Fewer ultra-high-net-worth S$10M+ jumbo underwriting features than HSBC Life or Manulife
- Subject to Income Insurance Singapore Singapore Key Facts Sheet & campaign T&Cs
Eligibility
- Singapore residents aged 18–65 (non-smoker S$1M benchmark shown
- CPF DPS auto-covers CPF members aged 21–65)
Things to Watch Out For
- Fewer ultra-high-net-worth S$10M+ jumbo underwriting features than HSBC Life or Manulife
- Subject to Income Insurance Singapore Singapore Key Facts Sheet & campaign T&Cs
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