HSBC Life Term Protector (SGD / USD)

~S$350/yr ref(S$350)

Should this item rank higher or lower?

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HSBC Life Term Protector (SGD / USD) by HSBC Life Singapore delivers pure term life protection (Multi-Currency SGD / USD High-Cover Term) with online/advised cover up to S$10,000,000 and ~S$350/yr benchmark cost.

Source: HSBC Life Singapore

Key Metrics

Insurer

HSBC Life Singapore

Term Structure

Multi-Currency SGD / USD High-Cover Term

Max Sum Assured

S$10,000,000

Campaign Discount

Preferential jumbo-sum-assured rates from S$1.5M–S$10M

Benchmark Annual Cost

~S$350/yr:

Pros and Cons

Pros

Available in SGD or USD with highly competitive jumbo-sum-assured pricing above S$1.5M for executives and expats residing in Singapore
Term Structure: Multi-Currency SGD / USD High-Cover Term (HSBC Life Singapore)

Cons

Minimum sum assured sweet spot starts higher than mass-market S$200k–S$500k policies
Subject to HSBC Life Singapore Singapore Key Facts Sheet & campaign T&Cs

Eligibility

Singapore residents aged 18–65 (non-smoker S$1M benchmark shown
CPF DPS auto-covers CPF members aged 21–65)

Things to Watch Out For

Minimum sum assured sweet spot starts higher than mass-market S$200k–S$500k policies
Subject to HSBC Life Singapore Singapore Key Facts Sheet & campaign T&Cs

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