#1
Singlife Elite Term II ( + MINDEF & MHA Group Term Benchmark)
~S$340/yr ref(S$340)
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Singlife Elite Term II ( + MINDEF & MHA Group Term Benchmark) by Singlife delivers pure term life protection (Level Term to Age 65 / 75 / 99) with online/advised cover up to S$5,000,000 and ~S$340/yr benchmark cost.
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Singlife Elite Term II ( + MINDEF & MHA Group Term Benchmark) by Singlife delivers pure term life protection (Level Term to Age 65 / 75 / 99) with online/advised cover up to S$5,000,000 and ~S$340/yr benchmark cost.
Key Metrics
Insurer
Singlife
Term Structure
Level Term to Age: 65 / 75 / 99
Max Sum Assured
S$5,000,000
Campaign Discount
Perpetual 30%–40% large-sum-assured campaign discount (>=S$1M)
Benchmark Annual Cost
~S$340/yr
Pros and Cons
Pros
- Market-benchmark S$1M+ level-term pricing in Singapore (~S$28/month for age 30 non-smoker S$1M to age 65)
- Singlife also administers the ultra-low-cost MINDEF & MHA Group Term Life scheme
Cons
- Pure protection policy with zero surrender cash value
- Subject to Singlife Singapore Key Facts Sheet & campaign T&Cs
Eligibility
- Singapore residents aged 18–65 (non-smoker S$1M benchmark shown
- CPF DPS auto-covers CPF members aged 21–65)
Things to Watch Out For
- Pure protection policy with zero surrender cash value
- Subject to Singlife Singapore Key Facts Sheet & campaign T&Cs
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