#4
Manulife ManuProtect Term (II)
~S$355/yr ref(S$355)
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Manulife ManuProtect Term (II) by Manulife Singapore delivers pure term life protection (5-Yr Renewable or Level Term up to Age 85) with online/advised cover up to S$5,000,000 and ~S$355/yr benchmark cost.
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Manulife ManuProtect Term (II) by Manulife Singapore delivers pure term life protection (5-Yr Renewable or Level Term up to Age 85) with online/advised cover up to S$5,000,000 and ~S$355/yr benchmark cost.
Key Metrics
Insurer
Manulife Singapore
Term Structure
: 5-Yr Renewable or Level Term up to Age 85
Max Sum Assured
S$5,000,000
Campaign Discount
Smoker-to-non-smoker quit-smoking incentive rate for first 3 years
Benchmark Annual Cost
~S$355/yr
Pros and Cons
Pros
- Sharp S$1M–S$3M level-term rates for ages 30–45 plus unique Quit Smoking Incentive granting non-smoker rates for 3 years while quitting
- Convertible to whole life without medical underwriting
Cons
- Purchased via financial adviser / bancassurance (DBS) rather than instant self-checkout above DPI limits
- Subject to Manulife Singapore Singapore Key Facts Sheet & campaign T&Cs
Eligibility
- Singapore residents aged 18–65 (non-smoker S$1M benchmark shown
- CPF DPS auto-covers CPF members aged 21–65)
Things to Watch Out For
- Purchased via financial adviser / bancassurance (DBS) rather than instant self-checkout above DPI limits
- Subject to Manulife Singapore Singapore Key Facts Sheet & campaign T&Cs
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