BOC Cheers Card

BOC Cheers Card (中銀 Cheers Card), issued by Bank of China (Hong Kong), delivers HK$1.5/mile local and HK$1.5/mile overseas alongside a Up to 300,000 Gift Points (20,000 miles) + complimentary lounge visits with guest welcome package (valid through 2026-12-31). Key Metrics: Issuer: Bank of China (Hong Kong) · Local Miles Rate: HK$1.5/mile · Overseas Miles Rate: HK$1.5/mile · Headline Cashback: Up to 4% · Monthly Spend Cap: HK$25,000/mo · Welcome Offer: Up to 300,000 Gift Points (20,000 miles) + complimentary lounge visits with guest · Annual Fee & Waiver: HK$3,800 (First year annual fee waived) · FX Fee: 1.95%. Eligibility: Minimum annual income HK$150,000; HK$8,000 qualifying spend required; new-to-cardholder cooling-off rule: 12 months..