Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard (渣打國泰 Mastercard), issued by Standard Chartered Hong Kong, delivers HK$4/mile local and HK$4/mile overseas alongside a Up to 40,000–60,000 Asia Miles tiered new-cardholder welcome offer welcome package (valid through 2026-12-31). Key Metrics: Issuer: Standard Chartered Hong Kong · Local Miles Rate: HK$4/mile · Overseas Miles Rate: HK$4/mile · Headline Cashback: Miles-native · Monthly Spend Cap: Uncapped · Welcome Offer: Up to 40,000–60,000 Asia Miles tiered new-cardholder welcome offer · Annual Fee & Waiver: HK$2,000 (First year waived for Standard tier; Priority Banking waives Priority tiers) · FX Fee: 1.95%. Eligibility: Minimum annual income HK$96,000; HK$5,000 qualifying spend required; new-to-cardholder cooling-off rule: 6 months..