sim Credit Card

sim Credit Card (sim Credit Card 網購信用卡), issued by sim Credit Card (UA Finance), delivers up to 8% cash/points rebate alongside a Up to HK$1,000–HK$2,398 cash/gift welcome reward welcome package (valid through 2026-12-31). Key Metrics: Issuer: sim Credit Card (UA Finance) · Local Miles Rate: Cashback-focused · Overseas Miles Rate: Cashback-focused · Headline Cashback: Up to 8% · Monthly Spend Cap: HK$2,500/mo · Welcome Offer: Up to HK$1,000–HK$2,398 cash/gift welcome reward · Annual Fee & Waiver: HK$800 (First year waived) · FX Fee: 1.95%. Eligibility: Minimum annual income HK$0; HK$5,000 qualifying spend required; new-to-cardholder cooling-off rule: 12 months..