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according to Top10Grid Editorial
Premium accounts ranked by total annual benefits value (fee waivers, lounge access, concierge, credits). Verified April 2026.
Curated by the Top10Grid editorial team. Rankings driven by community votes and updated daily.
Lounge access (8 visits/year), concierge, HK$4,000 fee waivers, HK$500 travel credit. Total value: HK$8,500. Fee HK$9,800. Verified April 2026, HSBC official website.
Fee waivers HK$3,600/year (credit card, wire transfer, etc.), HK$2,000 travel credit. Total value: HK$5,600. Verified April 2026, SC official website.
Lounge access (10 visits/year), concierge, points multiplier (HK$2,500 value), travel insurance. Total: HK$7,200. Verified April 2026, Citi official website.
Fee waivers (HK$2,400/year), wealth services, preferential rates. Total value: HK$3,800. Verified April 2026, BOC official website.
Milestone rewards (points HK$1,500/year), lounge access, fee waivers. Total value: HK$3,200. Verified April 2026, Hang Seng official website.
Fee waivers (HK$1,500/year), points multiplier, lounge access. Total value: HK$2,800. Verified April 2026, UOB official website.
Lounge access (4 visits/year), concierge, dining rewards. Total value: HK$2,200. Fee HK$4,800. Verified April 2026, BEA official website.
Fee waivers (HK$900/year), wealth management services, preferential rates. Total value: HK$1,800. Verified April 2026, Mizuho official website.
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Lounge access (8 visits/year), concierge, HK$4,000 fee waivers, HK$500 travel credit. Total value: HK$8,500. Fee HK$9,800. Verified April 2026, HSBC official website.
Fee waivers HK$3,600/year (credit card, wire transfer, etc.), HK$2,000 travel credit. Total value: HK$5,600. Verified April 2026, SC official website.
Lounge access (10 visits/year), concierge, points multiplier (HK$2,500 value), travel insurance. Total: HK$7,200. Verified April 2026, Citi official website.
Fee waivers (HK$2,400/year), wealth services, preferential rates. Total value: HK$3,800. Verified April 2026, BOC official website.
Milestone rewards (points HK$1,500/year), lounge access, fee waivers. Total value: HK$3,200. Verified April 2026, Hang Seng official website.
Fee waivers (HK$1,500/year), points multiplier, lounge access. Total value: HK$2,800. Verified April 2026, UOB official website.
Lounge access (4 visits/year), concierge, dining rewards. Total value: HK$2,200. Fee HK$4,800. Verified April 2026, BEA official website.
Fee waivers (HK$900/year), wealth management services, preferential rates. Total value: HK$1,800. Verified April 2026, Mizuho official website.
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