AIA HealthShield Gold Max A + Max VitalHealth Private Rider
AIA contender · Community Ranked #1
- + Ranked #1 by editorial & community consensus
- + Competitive mainstream terms
- - Verify latest promotional T&Cs and caps before applying
Cast the first vote in 1 tap — pick #1 AIA HealthShield Gold Max A + Max VitalHealth Private Rider or #2 Great Eastern GREAT SupremeHealth P Plus + GREAT TotalCare to reveal the live split:
Structured comparison of Singapore's MOH-approved Integrated Shield Plans (Private Hospital Single Room & Restructured Class A Ward)—evaluating S$500k–S$2M annual limits, 5% rider co-payment caps (S$3,000/year on panel), claims-based vs.…
flat rider pricing, MediSave Additional Withdrawal Limits, and CDL cancer drug multipliers.

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Starting order. Vote up or down to reorder this list.
| Metric | #1AIA HealthShield Gold Max A + Max VitalHealth Private Rider | #2Great Eastern GREAT SupremeHealth P Plus + GREAT TotalCare | #3Prudential PRUShield Premier + PRUExtra Premier CoPay | #4Income Enhanced IncomeShield Preferred + Deluxe Care Rider | #5Singlife Shield Plan 1 + Singlife Health Plus Private Prime | #6Raffles Shield Private / Raffles Shield A + Raffles Hospital Option | #7HSBC Life Shield Plan A + Enhanced Care Private Rider | #8Great Eastern GREAT SupremeHealth A Plus (Public Class A Ward) | #9AIA HealthShield Gold Max A (Public Hospital Class A Tier) | #10Income Enhanced IncomeShield Advantage (Public Class A Ward) |
|---|---|---|---|---|---|---|---|---|---|---|
| Annual Total (Age | 35): ~S$980/yr | 35): ~S$950/yr | 35): ~S$1,020/yr | 35): ~S$965/yr | 35): ~S$910/yr | 35): ~S$790/yr | 35): ~S$940/yr | 35): ~S$560/yr | 35): ~S$545/yr | 35): ~S$515/yr |
Data extracted from item descriptions. Verify rates with the issuing institution.

AIA HealthShield Gold Max A + Max VitalHealth Private Rider by AIA Singapore covers Private Hospital (Standard Single Room) admissions up to S$2,000,000/year with a 5% panel co-payment capped at S$3,000/year.
Pros
Cons

Great Eastern GREAT SupremeHealth P Plus + GREAT TotalCare by Great Eastern Life Singapore covers Private Hospital (Standard Single Room) admissions up to S$1,500,000/year with a 5% panel co-payment capped at S$3,000/year.
Pros
Cons

Prudential PRUShield Premier + PRUExtra Premier CoPay by Prudential Assurance Singapore covers Private Hospital (Standard Single Room) admissions up to S$1,200,000/year with a 5% panel co-payment capped at S$3,000/year.
Pros
Cons

Income Enhanced IncomeShield Preferred + Deluxe Care Rider by Income Insurance Singapore covers Private Hospital (Standard Single Room) admissions up to S$1,500,000/year with a 5% panel co-payment capped at S$3,000/year.
Pros
Cons

Singlife Shield Plan 1 + Singlife Health Plus Private Prime by Singlife covers Private Hospital (Standard Single Room) admissions up to S$1,000,000/year with a 5% panel co-payment capped at S$3,000/year.
Pros
Cons

Raffles Shield Private / Raffles Shield A + Raffles Hospital Option by Raffles Health Insurance covers Private Hospital / Raffles Hospital Hybrid admissions up to S$1,500,000/year with a 5% panel co-payment capped at S$3,000/year.
Pros
Cons

HSBC Life Shield Plan A + Enhanced Care Private Rider by HSBC Life Singapore covers Private Hospital (Standard Single Room) admissions up to S$2,000,000/year with a 5% panel co-payment capped at S$3,000/year.
Pros
Cons

Great Eastern GREAT SupremeHealth A Plus (Public Class A Ward) by Great Eastern Life Singapore covers Restructured Hospital Class A (Single Bed) admissions up to S$1,000,000/year with a 5% panel co-payment capped at S$3,000/year.
Pros
Cons

AIA HealthShield Gold Max A (Public Hospital Class A Tier) by AIA Singapore covers Restructured Hospital Class A (Single Bed) admissions up to S$1,000,000/year with a 5% panel co-payment capped at S$3,000/year.
Pros
Cons

Income Enhanced IncomeShield Advantage (Public Class A Ward) by Income Insurance Singapore covers Restructured Hospital Class A (Single Bed) admissions up to S$500,000/year with a 5% panel co-payment capped at S$3,000/year.
Pros
Cons
AIA contender · Community Ranked #1
Great Eastern contender · Community Ranked #2
Prudential contender · Community Ranked #3
Income Enhanced contender · Community Ranked #4
Singlife Shield contender · Community Ranked #5
Illustrative estimates based on published card, policy, or checkup plan tiers; verify current provider terms before applying. Rankings are driven by primary research and community votes—never commission.
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