#9
AIA HealthShield Gold Max A (Public Hospital Class A Tier)
~S$545/yr (MediSave + Rider)(S$545)
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AIA HealthShield Gold Max A (Public Hospital Class A Tier) by [AIA Singapore](/entity/aia-singapore) covers Restructured Hospital Class A (Single Bed) admissions up to S$1,000,000/year with a 5% panel co-payment capped at S$3,000/year.
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AIA HealthShield Gold Max A (Public Hospital Class A Tier) by AIA Singapore covers Restructured Hospital Class A (Single Bed) admissions up to S$1,000,000/year with a 5% panel co-payment capped at S$3,000/year.
Key Metrics
Specifications
MOH IP InsurerAIA Singapore
Target Hospital WardRestructured Hospital Class A (Single Bed)
Annual Policy LimitS$1,000,000
Rider Co-Pay & Stop-Loss: 5% (S$3,000/yr panel cap)
MediSave AWL UsableUp to S$600/yr (age-tiered S$300–S$900)
Ref
Annual Total (Age35): ~S$545/yr
Pros and Cons
Pros
- Full as-charged coverage in Singapore restructured hospital Class A single rooms up to S$1M/year with 100-day pre/post-hospitalisation window and low cash rider outlay
- Target Hospital Ward: Restructured Hospital Class A (Single Bed) (AIA Singapore)
Cons
- Longer specialist outpatient appointment lead times in restructured hospitals vs private medical centres
- Subject to AIA Singapore Singapore Key Facts Sheet & campaign T&Cs
Eligibility
- Singapore Citizens and Permanent Residents insured under MediShield Life
- base IP payable via CPF MediSave up to Additional Withdrawal Limits (cash required for rider). Base IP premium largely covered within MediSave AWL up to middle age
Things to Watch Out For
- Longer specialist outpatient appointment lead times in restructured hospitals vs private medical centres
- Subject to AIA Singapore Singapore Key Facts Sheet & campaign T&Cs
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