#5
Singlife Shield Plan 1 + Singlife Health Plus Private Prime
~S$910/yr (MediSave + Rider)(S$910)
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[Singlife](/entity/singlife-singapore) Shield Plan 1 + Singlife Health Plus Private Prime by Singlife covers Private Hospital (Standard Single Room) admissions up to S$1,000,000/year with a 5% panel co-payment capped at S$3,000/year.
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Singlife Shield Plan 1 + Singlife Health Plus Private Prime by Singlife covers Private Hospital (Standard Single Room) admissions up to S$1,000,000/year with a 5% panel co-payment capped at S$3,000/year.
Key Metrics
Specifications
MOH IP InsurerSinglife
Target Hospital WardPrivate Hospital (Standard Single Room)
Annual Policy LimitS$1,000,000
Rider Co-Pay & Stop-Loss: 5% (S$3,000/yr panel cap)
MediSave AWL UsableUp to S$600/yr (age-tiered S$300–S$900)
Ref
Annual Total (Age35): ~S$910/yr
Pros and Cons
Pros
- Up to S$1M–S$2M panel annual limit with competitive rider premiums across ages 25–45 and MINDEF/MHA policyholder ecosystem integration
- Target Hospital Ward: Private Hospital (Standard Single Room) (Singlife)
Cons
- Requires pre-authorisation via Singlife panel specialist for S$3,000 annual co-payment stop-loss
- Subject to Singlife Singapore Key Facts Sheet & campaign T&Cs
Eligibility
- Singapore Citizens and Permanent Residents insured under MediShield Life
- base IP payable via CPF MediSave up to Additional Withdrawal Limits (cash required for rider). Free child coverage up to age 20 rules for qualifying parents + rider discounts
Things to Watch Out For
- Requires pre-authorisation via Singlife panel specialist for S$3,000 annual co-payment stop-loss
- Subject to Singlife Singapore Key Facts Sheet & campaign T&Cs
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