#5
Citi PremierMiles Card
HK$1,800/yr (1st yr waived)(HK$1,800)
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Citi PremierMiles Card (Citi PremierMiles 信用卡), issued by Citibank Hong Kong, delivers HK$8/mile local and HK$3/mile overseas alongside a Up to 25,000 miles (300,000 ThankYou Points) + complimentary travel insurance welcome package (valid through 2026-12-31).
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View canonical entity profile (4 lists) →Citi PremierMiles Card (Citi PremierMiles 信用卡), issued by Citibank Hong Kong, delivers HK$8/mile local and HK$3/mile overseas alongside a Up to 25,000 miles (300,000 ThankYou Points) + complimentary travel insurance welcome package (valid through 2026-12-31).
Key Metrics
Issuer
Citibank Hong Kong
Local Miles Rate
: HK$8/mile
Overseas Miles Rate
HK$3/mile
Headline Cashback
Up to 0.8%
Monthly Spend Cap
Uncapped
Welcome Offer
Up to 25,000 miles (300,000 ThankYou Points) + complimentary travel insurance
Annual Fee & Waiver
HK$1,800 (First year waived; hotline fee waiver widely granted)
FX Fee
1.95%
Pros and Cons
Pros
- As low as HK$3/mile on foreign currency spend when HK$20,000 monthly statement threshold met
- 12 airline transfer partners with non-expiring points
- 12 Plaza Premium lounge visits/yr
Cons
- Local HKD earn rate is HK$8/mile
- lounge visits require HK$5,000 spend within 30 days after visit
Eligibility
- Minimum annual income HK$120,000
- HK$8,000 qualifying spend required
- new-to-cardholder cooling-off rule: 12 months
Things to Watch Out For
- Local HKD earn rate is HK$8/mile
- lounge visits require HK$5,000 spend within 30 days after visit
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