#6
Mox Credit Card
HK$0 Annual Fee0
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Mox Credit Card (Mox Credit 信用卡), issued by Mox Bank, delivers HK$4/mile local and HK$4/mile overseas alongside a Up to HK$1,800–HK$2,300 cash/partner welcome rewards for new Mox customers welcome package (valid through 2026-12-31).
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Mox Credit Card (Mox Credit 信用卡), issued by Mox Bank, delivers HK$4/mile local and HK$4/mile overseas alongside a Up to HK$1,800–HK$2,300 cash/partner welcome rewards for new Mox customers welcome package (valid through 2026-12-31).
Key Metrics
Issuer
Mox Bank
Local Miles Rate
: HK$4/mile
Overseas Miles Rate
HK$4/mile
Headline Cashback
Up to 3%
Monthly Spend Cap
Uncapped
Welcome Offer
Up to HK$1,800–HK$2,300 cash/partner welcome rewards for new Mox customers
Annual Fee & Waiver
HK$0 (Perpetual HK$0 annual fee)
FX Fee
0%
Pros and Cons
Pros
- 3% unlimited CashBack at major HK supermarkets
- 2% unlimited CashBack (or HK$4/mile) anywhere with qualifying Mox deposit balance
- 0% FX fee promos & instant daily cash credit
Cons
- 2% unlimited general tier requires maintaining HK$250,000 eligible Mox balance (otherwise 1% base)
Eligibility
- Minimum annual income HK$0
- HK$4,000 qualifying spend required
- new-to-cardholder cooling-off rule: 12 months
Things to Watch Out For
- 2% unlimited general tier requires maintaining HK$250,000 eligible Mox balance (otherwise 1% base)
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