#1
Standard Chartered Cathay Mastercard
HK$2,000/yr (1st yr waived)(HK$2,000)
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Standard Chartered Cathay Mastercard (渣打國泰 Mastercard), issued by Standard Chartered Hong Kong, delivers HK$4/mile local and HK$4/mile overseas alongside a Up to 40,000–60,000 Asia Miles tiered new-cardholder welcome offer welcome package (valid through 2026-12-31).
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View canonical entity profile (4 lists) →Standard Chartered Cathay Mastercard (渣打國泰 Mastercard), issued by Standard Chartered Hong Kong, delivers HK$4/mile local and HK$4/mile overseas alongside a Up to 40,000–60,000 Asia Miles tiered new-cardholder welcome offer welcome package (valid through 2026-12-31).
Key Metrics
Issuer
Standard Chartered Hong Kong
Local Miles Rate
: HK$4/mile
Overseas Miles Rate
HK$4/mile
Headline Cashback
Miles-native
Monthly Spend Cap
Uncapped
Welcome Offer
Up to 40,000–60,000 Asia Miles tiered new-cardholder welcome offer
Annual Fee & Waiver
HK$2,000 (First year waived for Standard tier; Priority Banking waives Priority tiers)
FX Fee
1.95%
Pros and Cons
Pros
- HK$4/mile on dining, hotel & overseas spend
- HK$2/mile promo on Cathay Pacific & HK Express bookings
- automatic monthly Asia Miles sweeps with zero conversion fee
Cons
- Locked exclusively to Cathay Asia Miles ecosystem
- non-bonus local retail earns HK$6/mile
Eligibility
- Minimum annual income HK$96,000
- HK$5,000 qualifying spend required
- new-to-cardholder cooling-off rule: 6 months
Things to Watch Out For
- Locked exclusively to Cathay Asia Miles ecosystem
- non-bonus local retail earns HK$6/mile
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