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Top 10 Best High-Yield Savings Accounts in Hong Kong
Highest Annual Equivalent Rate (AER) on HK$100,000 deposits. Ranked by rate with conditions noted. Verified April 2026.
Location: HK2026 views
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Highest Annual Equivalent Rate (AER) on HK$100,000 deposits. Ranked by rate with conditions noted. Verified April 2026.
Curated by the Top10Grid editorial team. Rankings driven by community votes and updated daily.
3.5% AER on HK$100k deposit (conditional: salary credit + spending). Base 0.5% if conditions unmet. Verified April 2026, DBS official website.
2.5% AER (min HK$50k, monthly deposits required). Tiered rates on higher balances. Verified April 2026, HSBC official website.
2.0% AER on HK$100k+ deposit. Priority banking benefits included. Verified April 2026, Citi official website.
1.8% AER on HK$500k+ deposit. Wealth management services. Verified April 2026, SC official website.
2.2% AER on HK$50k+ deposit, monthly deposits. Good local option. Verified April 2026, BOC official website.
2.1% AER (conditional: monthly spending + salary). 0.3% base rate if conditions unmet. Verified April 2026, OCBC official website.
1.9% AER on HK$100k+ deposit. Monthly interest crediting. Verified April 2026, Hang Seng official website.
1.7% AER on deposits, no minimum balance. Simple account structure. Verified April 2026, BEA official website.
1.6% AER on HK$50k+ deposit. Monthly interest accrual. Verified April 2026, UOB official website.
1.5% AER on HK$100k+ deposit. Integrated with Mizuho services. Verified April 2026, Mizuho official website.
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3.5% AER on HK$100k deposit (conditional: salary credit + spending). Base 0.5% if conditions unmet. Verified April 2026, DBS official website.
2.5% AER (min HK$50k, monthly deposits required). Tiered rates on higher balances. Verified April 2026, HSBC official website.
2.0% AER on HK$100k+ deposit. Priority banking benefits included. Verified April 2026, Citi official website.
1.8% AER on HK$500k+ deposit. Wealth management services. Verified April 2026, SC official website.
2.2% AER on HK$50k+ deposit, monthly deposits. Good local option. Verified April 2026, BOC official website.
2.1% AER (conditional: monthly spending + salary). 0.3% base rate if conditions unmet. Verified April 2026, OCBC official website.
1.9% AER on HK$100k+ deposit. Monthly interest crediting. Verified April 2026, Hang Seng official website.
1.7% AER on deposits, no minimum balance. Simple account structure. Verified April 2026, BEA official website.
1.6% AER on HK$50k+ deposit. Monthly interest accrual. Verified April 2026, UOB official website.
1.5% AER on HK$100k+ deposit. Integrated with Mizuho services. Verified April 2026, Mizuho official website.
Top 10 Best HKD Time Deposit Rates in Hong Kong May 2026
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