Mizuho Savings Account

The Mizuho Savings Account offers a lower 1.5% AER while demanding a steep HK$100,000 minimum deposit—100% higher than #9 UOB's HK$50,000 threshold for a worse return. This entry barrier makes it twice as expensive as its rival for yield that trails UOB by 0.1 percentage points, undermining value despite seamless integration with Mizuho's services. Verified via Mizuho's website in April 2026.