HSBC Advance Account

HSBC Advance Account delivers a competitive 2.5% AER on a minimum deposit of HK$50,000, with tiered rates available for higher balances and a requirement for monthly deposits. It is 0.5% less than DBS Multiplier but still offers a premium over the average savings account in Hong Kong, which typically yields below 1.5%. For disciplined savers, this account provides solid returns with simpler conditions.