#9
UOB Savings Account
The UOB Savings Account offers Hong Kong's third-highest AER at 1.6%, secured with a low HK$50,000 minimum deposit. Interest compounds monthly, which is a key advantage in today's low-interest environment. As of April 2026, you can earn 1.6% interest on your savings, with no need to break the bank, as the low minimum deposit makes it accessible to more people.
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