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Hang Seng Savings Account
Hang Seng Savings Account offers a 1.9% AER on deposits of HK$100,000 or more, with monthly interest crediting. This rate is 0.3% lower than Bank of China Savings and 0.2% below the average high-yield savings rate in Hong Kong. Verified April 2026 via Hang Seng official website, it requires a higher minimum deposit for a moderate return.
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