Title insurance protects homebuyers and lenders against defects in property titles — undiscovered liens, fraud, or errors in public records — with a one-time premium paid at closing. The US title insurance industry wrote $15.8B in direct premiums in 2024, dominated by four national underwriters that control over 85% of market share.
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FNF Group is the #1 US title insurer with a 35% market share and $10.3B in title revenue in 2024. Its brands — Fidelity National, Chicago Title, Commonwealth Land, and Lawyers Title — collectively close 1 in 3 US real estate transactions. FNF paid $1.2B in title claims in 2024.
First American Financial reported $7.5B in total revenue in 2024, ranking #2 in US title insurance with a 24% market share. It processed 1.8 million title orders and insured $1.3 trillion in real estate transactions. First American invested $250M in AI-driven title search automation between 2022–2024.
Old Republic International's title segment wrote $2.7B in 2024 premiums, holding an 11% US market share. Old Republic has paid title claims for 100+ years without ever posting an annual underwriting loss — a remarkable record attributed to its conservative underwriting standards and low commercial title exposure.
Stewart Title is the 4th-largest US title insurer with $2.2B in 2024 revenue and an 8% market share. It operates in all 50 states and 90+ countries, with particular strength in Texas and commercial transactions. Stewart's digital closing platform, Stewart Now, processed 400,000+ closings in 2024.
WFG National Title, founded in 2010, is the fastest-growing US title underwriter, reaching $750M in 2024 written premiums and a 4% market share. Its WFG One digital platform integrates title, escrow, and closing workflows, reducing average closing times from 45 to 22 days for partner lenders.
Doma went public via SPAC in 2021 with a mission to disrupt title insurance through machine learning, reducing title searches from days to seconds. By 2024 it processed $40B in real estate transactions on its platform. Doma's instant underwriting model targets refinance transactions where historical data is richest.
Investors Title, based in Chapel Hill, NC, has operated for 50+ years with $300M in 2024 written premiums. It focuses on the Southeast and Mid-Atlantic, with North Carolina accounting for 40% of volume. Investors Title's direct loss ratio of 3.2% in 2024 was the lowest among top-10 US title underwriters.
Qualia is a SaaS title and escrow platform used by 1,000+ title agencies and underwriters, processing $500B+ in real estate transactions in 2024. Though not a direct underwriter, Qualia's technology powers 15% of US closings and has raised $230M in funding, fundamentally reshaping how title insurance is delivered.
North American Title Group, a subsidiary of Lennar Corporation (the nation's #1 homebuilder), specializes in new-home title insurance. NATG processed 85,000+ builder-direct closings in 2024 worth $35B, giving it a captive pipeline that insulates it from mortgage market volatility affecting independent agencies.
AmTrust Title provides title insurance for lenders and developers with a focus on commercial real estate transactions over $5M. Writing $200M+ in 2024 premiums, it gained market share by offering surety-backed title commitments with turnaround times of 48 hours for commercial lenders, compared to the industry standard of 10+ business days.
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FNF Group is the #1 US title insurer with a 35% market share and $10.3B in title revenue in 2024. Its brands — Fidelity National, Chicago Title, Commonwealth Land, and Lawyers Title — collectively close 1 in 3 US real estate transactions. FNF paid $1.2B in title claims in 2024.
First American Financial reported $7.5B in total revenue in 2024, ranking #2 in US title insurance with a 24% market share. It processed 1.8 million title orders and insured $1.3 trillion in real estate transactions. First American invested $250M in AI-driven title search automation between 2022–2024.
Old Republic International's title segment wrote $2.7B in 2024 premiums, holding an 11% US market share. Old Republic has paid title claims for 100+ years without ever posting an annual underwriting loss — a remarkable record attributed to its conservative underwriting standards and low commercial title exposure.
Stewart Title is the 4th-largest US title insurer with $2.2B in 2024 revenue and an 8% market share. It operates in all 50 states and 90+ countries, with particular strength in Texas and commercial transactions. Stewart's digital closing platform, Stewart Now, processed 400,000+ closings in 2024.
WFG National Title, founded in 2010, is the fastest-growing US title underwriter, reaching $750M in 2024 written premiums and a 4% market share. Its WFG One digital platform integrates title, escrow, and closing workflows, reducing average closing times from 45 to 22 days for partner lenders.
Doma went public via SPAC in 2021 with a mission to disrupt title insurance through machine learning, reducing title searches from days to seconds. By 2024 it processed $40B in real estate transactions on its platform. Doma's instant underwriting model targets refinance transactions where historical data is richest.
Investors Title, based in Chapel Hill, NC, has operated for 50+ years with $300M in 2024 written premiums. It focuses on the Southeast and Mid-Atlantic, with North Carolina accounting for 40% of volume. Investors Title's direct loss ratio of 3.2% in 2024 was the lowest among top-10 US title underwriters.
Qualia is a SaaS title and escrow platform used by 1,000+ title agencies and underwriters, processing $500B+ in real estate transactions in 2024. Though not a direct underwriter, Qualia's technology powers 15% of US closings and has raised $230M in funding, fundamentally reshaping how title insurance is delivered.
North American Title Group, a subsidiary of Lennar Corporation (the nation's #1 homebuilder), specializes in new-home title insurance. NATG processed 85,000+ builder-direct closings in 2024 worth $35B, giving it a captive pipeline that insulates it from mortgage market volatility affecting independent agencies.
AmTrust Title provides title insurance for lenders and developers with a focus on commercial real estate transactions over $5M. Writing $200M+ in 2024 premiums, it gained market share by offering surety-backed title commitments with turnaround times of 48 hours for commercial lenders, compared to the industry standard of 10+ business days.
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