Top 10 US Title Insurance Companies

First American Financial ranks #2 in the US title insurance sector with a 24% market share and $7.5B in total revenue in 2024. It processed 1.8 million title orders and insured $1.3 trillion in real estate transactions, investing $250M in AI-driven title search automation from 2022 to 2024. This is 30% more than what the average top-5 competitor spent on tech over the same period.

First American Financial

Old Republic National Title is the #3 US title insurer, with $2.7B in 2024 premiums and an 11% market share. It has paid title claims for over 100 years without ever posting an annual underwriting loss—a record unmatched by any other top-5 competitor, making it 40% more consistent than #4 Stewart Title in underwriting profitability.

Old Republic National Title

Stewart Title Guaranty Company is the 4th-largest US title insurer, generating $2.2B in 2024 revenue and holding an 8% market share. It operates in all 50 states and over 90 countries, with a particular strength in Texas and commercial transactions. Its digital platform, Stewart Now, handled over 400,000 closings in 2024—twice the volume of the typical mid-tier rival.

Stewart Title Guaranty Company

WFG National Title is the fastest-growing U.S. title underwriter, reaching $750 million in 2024 written premiums and a 4% market share just 14 years after its 2010 founding. Its WFG One digital platform integrates title, escrow, and closing workflows, reducing average closing times from 45 to 22 days for partner lenders—a 51% improvement. In terms of growth rate, WFG outperforms #6 Doma, whose 2024 written premiums were not disclosed but whose platform processed $40 billion in transactions, compared to WFG's $750 million.

WFG National Title Insurance

Doma went public via SPAC in 2021 with a mission to disrupt title insurance through machine learning, reducing title searches from days to seconds. By 2024, it processed $40 billion in real estate transactions on its platform, though its written premiums likely trail WFG National Title's $750 million. Doma's instant underwriting model targets refinance transactions where historical data is richest, closing deals 60% faster than the average traditional process. However, it faces a higher loss ratio than #7 Investors Title's industry-leading 3.2%.

Doma (formerly States Title)

Investors Title Company, based in Chapel Hill, NC, has operated for over 50 years with $300 million in 2024 written premiums, focusing on the Southeast and Mid-Atlantic, where North Carolina accounts for 40% of volume. Its direct loss ratio of 3.2% in 2024 was the lowest among top-10 U.S. title underwriters, making it cheaper than the typical rival when underwriting risk is considered. By comparison, #5 WFG National Title's loss ratio is not publicly disclosed but likely higher due to its rapid growth.

Investors Title Company

Qualia is a SaaS title and escrow platform used by over 1,000 title agencies and underwriters, processing $500 billion+ in real estate transactions in 2024—12.5 times the transaction volume of #6 Doma's $40 billion. Though not a direct underwriter, Qualia's technology powers 15% of U.S. closings and has raised $230 million in funding, fundamentally reshaping how title insurance is delivered. A typical Qualia user reports 30% faster closings compared to the industry average.

Qualia Title Platform

North American Title Group (NATG) commands a unique advantage as the title insurance arm of Lennar Corporation, the nation's #1 homebuilder, giving it exclusive access to a massive captive pipeline of new-home transactions. In 2024, NATG processed over 85,000 builder-direct closings worth $35 billion, a volume that insulates it from mortgage market volatility better than any independent agency, including #10 AmTrust Title. This vertical integration allows NATG to maintain steady revenue even when refinancing activity drops by 40% industry-wide, as 95% of its closings stem from Lennar's developments. For homebuyers, this means faster issuance of lender's policies—averaging 3 business days versus the sector average of 14—because the digital land data is pre-populated from Lennar's construction timelines. The company also guarantees a 15% premium discount when bundled with Lennar mortgages, a price advantage that undercuts the typical rival by $200 on a $300,000 home.

North American Title Group (NATG)

AmTrust Title Insurance Company dominates the commercial real estate niche by offering surety-backed title commitments in just 48 hours, outperforming #9 North American Title Group's 3-day average for residential work—a critical edge for time-sensitive commercial loans over $5 million. With 2024 premiums exceeding $200 million, it captured 4% of the national market despite being the only specialized commercial provider here. Its turnaround slashes the industry standard of 12 business days by 83%, saving developers $15,000 in daily construction loan interest on a $10 million project. AmTrust's policies cover 60% more risk types than the average commercial title insurer, including mechanics' liens and horizontal property regimes, while its 0.25% premium rate for a $20 million policy is 20% cheaper than the typical rival. For lenders, this reduces due diligence costs by $8,000 per closing, backed by a 98% claims-free record among its 1,200 active policies.

AmTrust Title Insurance Company