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Looking to score the biggest cash rewards or bonus interest in Hong Kong this June? We've ranked the top new-to-bank welcome offers by total value – from sign-up gifts to high-yield accounts. See which promotion gives you the most bang for your buck in 2026.
Curated by the Top10Grid editorial team. Rankings driven by community votes and updated daily.
HSBC's Premier banking tier offers a welcome bonus of up to HK$20,000 in cash and reward points when you open a new Premier account and deposit HK$1 million in new-to-bank funds and maintain it for 3 months. This is one of the highest guaranteed cash bonuses available in Hong Kong as of June 2026. It suits high-net-worth individuals looking for premium banking services, including dedicated relationship manager and priority service. Based on publicly available information as of June 2026.
Standard Chartered offers up to HK$15,000 cash rebate for new Priority Banking customers who deposit at least HK$800,000 in new-to-bank funds for 4 months. The bonus is paid directly into your account, with no complex conditions. This is ideal for mid-to-high earners seeking a straightforward cash incentive without credit card spending or miles conversion. Based on publicly available information as of June 2026.
DBS offers 120,000 DBS$ (equivalent to 60,000 Asia Miles or HK$6,000 in cash vouchers) as a welcome bonus for new credit card applicants who spend HK$10,000 within the first 2 months. This is one of the highest miles-earning welcome offers in Hong Kong as of June 2026. It suits frequent flyers and travel enthusiasts looking to jumpstart their mile accumulation. Based on publicly available information as of June 2026.
Bank of China (Hong Kong) offers a promotional 3-month time deposit rate of 4.5% p.a. on new-to-bank funds of at least HK$100,000. This is a competitive rate in June 2026 given HIBOR trends. It suits conservative savers seeking guaranteed returns without market risk. Based on publicly available information as of June 2026.
Citibank offers a welcome bonus of HK$2,000 cashback for new Citi Cash Back Visa cardholders who spend HK$8,000 within the first 2 months. This card rewards up to 2% cashback on all local spending with no cap. It suits everyday shoppers seeking simple cashback without miles or point tracking. Based on publicly available information as of June 2026.
Citibank offers up to HK$12,000 cash bonus for new Priority Banking customers who deposit HK$500,000 in new-to-bank funds for 3 months. This offer targets mid-income professionals seeking a balance between deposit amount and bonus value. The bonus is paid in cash with no redemption steps. Based on publicly available information as of June 2026.
Hang Seng Bank offers a bundled promotion for new customers who open a savings account and transfer their MPF account to Hang Seng. The welcome bonus includes up to HK$8,000 cash plus a 2% p.a. bonus interest on savings for the first 6 months on balances up to HK$500,000. This suits employees looking to consolidate their MPF and earn extra savings interest. Based on publicly available information as of June 2026.
Bank of East Asia offers a HK$6,000 cash bonus for new Supreme Gold account customers who deposit HK$300,000 in new-to-bank funds for 4 months. This entry-level premium account targets young professionals starting their wealth journey. Bonus paid in two tranches. Based on publicly available information as of June 2026.
ICBC (Asia) offers a HK$3,000 cash bonus for new customers who open a savings account and deposit HK$50,000 in new-to-bank funds for 3 months. This is a low-barrier offer for those new to banking in Hong Kong or with smaller savings targets. The bank also provides a 1% p.a. bonus interest on deposits for the first 3 months. Based on publicly available information as of June 2026.
Fubon Bank offers a HK$2,000 cash bonus for new savings account customers who deposit HK$30,000 in new-to-bank funds for 2 months. This is the easiest offer to qualify for in terms of deposit requirement. It suits students, part-time workers, or those new to banking. The bonus is paid within 30 days. Based on publicly available information as of June 2026.
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HSBC's Premier banking tier offers a welcome bonus of up to HK$20,000 in cash and reward points when you open a new Premier account and deposit HK$1 million in new-to-bank funds and maintain it for 3 months. This is one of the highest guaranteed cash bonuses available in Hong Kong as of June 2026. It suits high-net-worth individuals looking for premium banking services, including dedicated relationship manager and priority service. Based on publicly available information as of June 2026.
Standard Chartered offers up to HK$15,000 cash rebate for new Priority Banking customers who deposit at least HK$800,000 in new-to-bank funds for 4 months. The bonus is paid directly into your account, with no complex conditions. This is ideal for mid-to-high earners seeking a straightforward cash incentive without credit card spending or miles conversion. Based on publicly available information as of June 2026.
DBS offers 120,000 DBS$ (equivalent to 60,000 Asia Miles or HK$6,000 in cash vouchers) as a welcome bonus for new credit card applicants who spend HK$10,000 within the first 2 months. This is one of the highest miles-earning welcome offers in Hong Kong as of June 2026. It suits frequent flyers and travel enthusiasts looking to jumpstart their mile accumulation. Based on publicly available information as of June 2026.
Bank of China (Hong Kong) offers a promotional 3-month time deposit rate of 4.5% p.a. on new-to-bank funds of at least HK$100,000. This is a competitive rate in June 2026 given HIBOR trends. It suits conservative savers seeking guaranteed returns without market risk. Based on publicly available information as of June 2026.
Citibank offers a welcome bonus of HK$2,000 cashback for new Citi Cash Back Visa cardholders who spend HK$8,000 within the first 2 months. This card rewards up to 2% cashback on all local spending with no cap. It suits everyday shoppers seeking simple cashback without miles or point tracking. Based on publicly available information as of June 2026.
Citibank offers up to HK$12,000 cash bonus for new Priority Banking customers who deposit HK$500,000 in new-to-bank funds for 3 months. This offer targets mid-income professionals seeking a balance between deposit amount and bonus value. The bonus is paid in cash with no redemption steps. Based on publicly available information as of June 2026.
Hang Seng Bank offers a bundled promotion for new customers who open a savings account and transfer their MPF account to Hang Seng. The welcome bonus includes up to HK$8,000 cash plus a 2% p.a. bonus interest on savings for the first 6 months on balances up to HK$500,000. This suits employees looking to consolidate their MPF and earn extra savings interest. Based on publicly available information as of June 2026.
Bank of East Asia offers a HK$6,000 cash bonus for new Supreme Gold account customers who deposit HK$300,000 in new-to-bank funds for 4 months. This entry-level premium account targets young professionals starting their wealth journey. Bonus paid in two tranches. Based on publicly available information as of June 2026.
ICBC (Asia) offers a HK$3,000 cash bonus for new customers who open a savings account and deposit HK$50,000 in new-to-bank funds for 3 months. This is a low-barrier offer for those new to banking in Hong Kong or with smaller savings targets. The bank also provides a 1% p.a. bonus interest on deposits for the first 3 months. Based on publicly available information as of June 2026.
Fubon Bank offers a HK$2,000 cash bonus for new savings account customers who deposit HK$30,000 in new-to-bank funds for 2 months. This is the easiest offer to qualify for in terms of deposit requirement. It suits students, part-time workers, or those new to banking. The bonus is paid within 30 days. Based on publicly available information as of June 2026.
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