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Top 10 US Property & Casualty Insurers by Premium Volume (2025)
The United States property and casualty (P&C) insurance industry wrote $871 billion in net premiums in 2025 — one of the largest financial sectors on earth. These ten carriers protect American homes, cars, and businesses, from mutual giants rooted in the heartland to global commercial powerhouses. Think you know who deserves the #1 spot? Cast your vote below!
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Frequently Asked Questions About US Property & Casualty Insurance
Who is the largest property and casualty insurer in the United States? State Farm is the largest US P&C insurer, writing over $103 billion in net premiums — nearly double its closest publicly traded competitor.
What does property and casualty (P&C) insurance cover? P&C insurance covers physical assets such as homes, vehicles, and commercial buildings, as well as liability exposure. It does not include life or health insurance.
How is this ranking determined? Insurers are ranked by net written premiums — the total premium revenue retained after reinsurance — as reported for the 2025 fiscal year.
Which of these insurers are publicly traded? Progressive, Allstate, Travelers, Chubb, and Hartford Financial Services are publicly traded on US exchanges. State Farm, USAA, Liberty Mutual, and Nationwide are mutual or member-owned organizations.
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