Chubb

Chubb is the largest US commercial P&C insurer with $53 billion global revenue, headquartered in Switzerland but deeply rooted in US markets. Warren Buffett holds a 6.4% stake, signaling confidence in its high-value home and corporate insurance strategy. Chubb outperforms #7 Travelers by 8 points in high-net-worth market share, insuring 40% of Fortune 500 companies. Its combined ratio of 93.2% in 2023 is 4 points better than the P&C sector average, driven by premium growth of 11% year-over-year.