Standard Chartered HIBOR MortgageOne Plan

Standard Chartered HIBOR MortgageOne Plan (渣打 HIBOR MortgageOne 增值按揭計劃) by Standard Chartered Hong Kong pairs a H+1.30% HIBOR rate with a P - 2.00% (Large P benchmark; effective cap aligned ~3.50%) cap (~3.50% effective ceiling) and up to 0.90% cash rebate. Key Metrics: Lender: Standard Chartered Hong Kong · HIBOR Spread: H + 1.30% · Prime Rate Cap: P - 2.00% (Large P benchmark; effective cap aligned ~3.50%) · Effective Cap Ceiling: 3.50% p.a. · Bank Cash Rebate: Up to 0.90% · Lock-In Period: 2 years · Deposit-Link Offset: MortgageOne offset up to 50% of loan balance directly reduces interest. Eligibility: Maximum 0.90% cash rebate applies from HK$6,000,000 loan size; subject to HKMA LTV & debt-servicing underwriting and 2-year lock-in period..