Dah Sing Bank HIBOR Mortgage-Link Plan

Dah Sing Bank HIBOR Mortgage-Link Plan (大新銀行 HIBOR 按揭掛鈎計劃) by Dah Sing Bank pairs a H+1.35% HIBOR rate with a P - 1.95% (Large P benchmark) cap (~3.55% effective ceiling) and up to 0.85% cash rebate. Key Metrics: Lender: Dah Sing Bank · HIBOR Spread: H + 1.35% · Prime Rate Cap: P - 1.95% (Large P benchmark) · Effective Cap Ceiling: 3.55% p.a. · Bank Cash Rebate: Up to 0.85% · Lock-In Period: 2 years · Deposit-Link Offset: 50% high-interest mortgage-linked savings account. Eligibility: Maximum 0.85% cash rebate applies from HK$3,500,000 loan size; subject to HKMA LTV & debt-servicing underwriting and 2-year lock-in period..