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DBS Hong Kong HIBOR Home Advice Mortgage
DBS Hong Kong HIBOR Home Advice Mortgage (星展香港 HIBOR 定息/H按置業計劃) by DBS Bank (Hong Kong) pairs a H+1.30% HIBOR rate with a P - 2.00% (Large P benchmark) cap (~3.50% effective ceiling) and up to 0.75% cash rebate. Key Metrics: Lender: DBS Bank (Hong Kong) · HIBOR Spread: H + 1.30% · Prime Rate Cap: P - 2.00% (Large P benchmark) · Effective Cap Ceiling: 3.50% p.a. · Bank Cash Rebate: Up to 0.75% · Lock-In Period: 2 years · Deposit-Link Offset: High-yield offset savings link up to 50% of outstanding balance. Eligibility: Maximum 0.75% cash rebate applies from HK$5,000,000 loan size; subject to HKMA LTV & debt-servicing underwriting and 2-year lock-in period..
Peak Community Rank
#9
Avg Position
#9
2 Lists
Intent Score Low Rate
9
Min Loan For Max Rebate Hkd
5000000
Verified Structure
Verified Dossier Specifications
Mortgage Link Deposit
High-yield offset savings link up to 50% of outstanding balance
Intent Score Low Rate
9
Min Loan For Max Rebate Hkd
5000000
Prime Cap Formula
P - 2.00% (Large P benchmark)
Pros Summary
Strong asset-based LTV underwriting and fast refinancing top-up processing for DBS Treasures clients
Early Redemption Penalty
2-year lock-in period
Inline Rivalry Ballot
Rankings Featuring DBS Hong Kong HIBOR Home Advice Mortgage
Verified Entity DossierRanked #9 in BOC Hong Kong First-P-Then-H vs. HSBC Deposit-Linked HIBOR? Top 10 Best Mortgage Plans in Hong Kong 2026
Community Weigh-In & Debate
Should DBS Hong Kong HIBOR Home Advice Mortgage rank higher than #9 in BOC Hong Kong First-P-Then-H vs. HSBC Deposit-Linked HIBOR? Top 10 Best Mortgage Plans in Hong Kong 2026?
Ranked #9 on "BOC Hong Kong First-P-Then-H vs. HSBC Deposit-Linked HIBOR? Top 10 Best Mortgage Plans in Hong Kong 2026". Cast your vote to back or challenge this spot.
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Frequently Asked Questions
What is DBS Hong Kong HIBOR Home Advice Mortgage's highest community ranking?⌄
DBS Hong Kong HIBOR Home Advice Mortgage is ranked #9 on "BOC Hong Kong First-P-Then-H vs. HSBC Deposit-Linked HIBOR? Top 10 Best Mortgage Plans in Hong Kong 2026" — its best placement across 2 lists on top10grid.com.
How many top-10 lists feature DBS Hong Kong HIBOR Home Advice Mortgage?⌄
DBS Hong Kong HIBOR Home Advice Mortgage appears in 2 lists on top10grid.com, spanning categories including FINANCE.
What the internet says
Graph Relationships & Key Connections
1 connected node
Appears in 2 lists
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