
Bank of East Asia (BEA) HIBOR Mortgage Plan (東亞銀行 HIBOR 按揭計劃) by Bank of East Asia (BEA) pairs a H+1.30% HIBOR rate with a P - 2.00% (Large P benchmark) cap (~3.50% effective ceiling) and up to 0.95% cash rebate. Key Metrics: Lender: Bank of East Asia (BEA) · HIBOR Spread: H + 1.30% · Prime Rate Cap: P - 2.00% (Large P benchmark) · Effective Cap Ceiling: 3.50% p.a. · Bank Cash Rebate: Up to 0.95% · Lock-In Period: 2 years · Deposit-Link Offset: 50% high-interest Deposit-Linked account included. Eligibility: Maximum 0.95% cash rebate applies from HK$4,000,000 loan size; subject to HKMA LTV & debt-servicing underwriting and 2-year lock-in period..
Ranked #7 on "中銀香港「先P後H」對決 滙豐 H 按高息掛鈎?2026 香港最佳樓宇按揭及轉按計劃 Top 10". Cast your vote to back or challenge this spot.
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