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PrimeCredit EarnMORE UnionPay Diamond Card
PrimeCredit EarnMORE UnionPay Diamond Card (安信 EarnMORE 銀聯鑽石卡), issued by PrimeCredit, delivers up to 2% cash/points rebate alongside a HK$500 cash rebate OR OTO massage/appliance gift + extra partner FPS cash welcome package (valid through 2026-12-31). Key Metrics: Issuer: PrimeCredit · Local Miles Rate: Cashback-focused · Overseas Miles Rate: Cashback-focused · Headline Cashback: Up to 2% · Monthly Spend Cap: HK$12,500/mo · Welcome Offer: HK$500 cash rebate OR OTO massage/appliance gift + extra partner FPS cash · Annual Fee & Waiver: HK$1,800 (First 2 years waived) · FX Fee: 0%. Eligibility: Minimum annual income HK$150,000; HK$8,500 qualifying spend required; new-to-cardholder cooling-off rule: 12 months..
Peak Community Rank
#4
Avg Position
#4
2 Lists
Overseas Miles Hkd Per Mile
0
Welcome Gift Value Hkd
1300
Verified Structure
Verified Dossier Specifications
Overseas Miles Hkd Per Mile
0
Welcome Gift Value Hkd
1300
Welcome Gift Summary
HK$500 cash rebate OR OTO massage/appliance gift + extra partner FPS cash
Pros Summary
Flat 2% cash rebate on all local & overseas retail spending (up to HK$150,000/yr) with zero category exclusions, 0% UnionPay FX handling fee, and 1% Octopus AAVS
Intent Score Miles
2
Intent Score Welcome Gift
8.5
Inline Rivalry Ballot
Rankings Featuring PrimeCredit EarnMORE UnionPay Diamond Card
Verified Entity DossierRanked #4 in 滙豐 Red 卡 對決 Mox Credit？2026 香港最高現金回贈信用卡 Top 10 比較
Community Weigh-In & Debate
Should PrimeCredit EarnMORE UnionPay Diamond Card rank higher than #4 in 滙豐 Red 卡 對決 Mox Credit？2026 香港最高現金回贈信用卡 Top 10 比較?
Ranked #4 on "滙豐 Red 卡 對決 Mox Credit？2026 香港最高現金回贈信用卡 Top 10 比較". Cast your vote to back or challenge this spot.
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Frequently Asked Questions
What is PrimeCredit EarnMORE UnionPay Diamond Card's highest community ranking?⌄
PrimeCredit EarnMORE UnionPay Diamond Card is ranked #4 on "滙豐 Red 卡 對決 Mox Credit？2026 香港最高現金回贈信用卡 Top 10 比較" — its best placement across 2 lists on top10grid.com.
How many top-10 lists feature PrimeCredit EarnMORE UnionPay Diamond Card?⌄
PrimeCredit EarnMORE UnionPay Diamond Card appears in 2 lists on top10grid.com, spanning categories including FINANCE.
What the internet says
Graph Relationships & Key Connections
1 connected node
Appears in 2 lists
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