HSBC Red Credit Card

HSBC Red Credit Card (滙豐 Red 信用卡), issued by HSBC Hong Kong, delivers HK$2.5/mile local and HK$10/mile overseas alongside a Up to $650–$850 RewardCash with promo code HSBCRED upon HK$12,000 spend in 60 days welcome package (valid through 2026-11-30). Key Metrics: Issuer: HSBC Hong Kong · Local Miles Rate: HK$2.5/mile · Overseas Miles Rate: HK$10/mile · Headline Cashback: Up to 4% · Monthly Spend Cap: HK$10,000/mo · Welcome Offer: Up to $650–$850 RewardCash with promo code HSBCRED upon HK$12,000 spend in 60 days · Annual Fee & Waiver: HK$0 (Perpetual HK$0 annual fee (no spend required)) · FX Fee: 1.95%. Eligibility: Minimum annual income HK$120,000; HK$12,000 qualifying spend required; new-to-cardholder cooling-off rule: 12 months..