Hang Seng MMPOWER World Mastercard

Hang Seng MMPOWER World Mastercard (恒生 MMPOWER World Mastercard), issued by Hang Seng Bank, delivers up to 5% cash/points rebate alongside a Up to $700 +FUN Dollars welcome offer welcome package (valid through 2026-12-31). Key Metrics: Issuer: Hang Seng Bank · Local Miles Rate: Cashback-focused · Overseas Miles Rate: Cashback-focused · Headline Cashback: Up to 5% · Monthly Spend Cap: HK$10,869/mo · Welcome Offer: Up to $700 +FUN Dollars welcome offer · Annual Fee & Waiver: HK$0 (Perpetual annual fee waiver for students & integrated account holders) · FX Fee: 1.95%. Eligibility: Minimum annual income HK$150,000; HK$5,000 qualifying spend required; new-to-cardholder cooling-off rule: 12 months..