Standard Chartered MortgageOne 3M SORA Interest-Offset Loan

Standard Chartered MortgageOne 3M SORA Interest-Offset Loan from Standard Chartered Bank Singapore prices from 1.96% p.a. (3M SORA + Deposit Offset, benchmarked against 3M Compounded SORA (1.31%)) with a 2-year lock-in and Up to S$2,800 Priority Banking refinancing rebate. Key Metrics: Lender: Standard Chartered Bank Singapore · Package Structure: 3M SORA + Deposit Offset · Year 1 Effective Rate: 1.96% p.a. · Benchmark / SORA: 3M Compounded SORA (1.31%) · Lock-In Period: 2 years · Minimum Loan Size: S$500,000 · Refinancing Subsidy: Up to S$2,800 Priority Banking refinancing rebate · Offset / Account Link: Two-thirds (67%) of deposits earn matching mortgage rate interest offset. Eligibility: Minimum loan quantum S$500,000; subject to MAS Total Debt Servicing Ratio (TDSR <=55%) and Mortgage Servicing Ratio (MSR <=30% for HDB/EC). Flexible partial capital repayment with cash reserves..