
DBS 2-Year Fixed & 3M SORA / FHR6 Home Loan from DBS Bank Singapore prices from 1.55% p.a. (2-Year Fixed / 3M SORA / FHR6, benchmarked against 3M Compounded SORA (1.31%)) with a 2-year lock-in and Up to S$2,000–S$2,800 cash rebate for refinancing >=S$500k. Key Metrics: Lender: DBS Bank Singapore · Package Structure: 2-Year Fixed / 3M SORA / FHR6 · Year 1 Effective Rate: 1.55% p.a. · Benchmark / SORA: 3M Compounded SORA (1.31%) · Lock-In Period: 2 years · Minimum Loan Size: S$500,000 · Refinancing Subsidy: Up to S$2,000–S$2,800 cash rebate for refinancing >=S$500k · Offset / Account Link: Counts as home loan category for DBS Multiplier Account up to 4.1% p.a.. Eligibility: Minimum loan quantum S$500,000; subject to MAS Total Debt Servicing Ratio (TDSR <=55%) and Mortgage Servicing Ratio (MSR <=30% for HDB/EC). 1 free conversion after 12/24 months + 50%–100% waiver upon sale..
Ranked #2 on "DBS 1.55% Fixed vs. POSB 1.78% HDB Loan? Top 10 Best Home Loan & SORA Mortgage Rates in Singapore 2026". Cast your vote to back or challenge this spot.
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