OCBC 2-Year Fixed & 3M Compounded SORA Home Loan

OCBC 2-Year Fixed & 3M Compounded SORA Home Loan from OCBC Bank Singapore prices from 1.55% p.a. (2-Year Fixed / 3M SORA, benchmarked against 3M Compounded SORA (1.31%)) with a 2-year lock-in and Up to S$2,500 refinancing cash subsidy. Key Metrics: Lender: OCBC Bank Singapore · Package Structure: 2-Year Fixed / 3M SORA · Year 1 Effective Rate: 1.55% p.a. · Benchmark / SORA: 3M Compounded SORA (1.31%) · Lock-In Period: 2 years · Minimum Loan Size: S$500,000 · Refinancing Subsidy: Up to S$2,500 refinancing cash subsidy · Offset / Account Link: Qualifies for OCBC 360 Account Lend bonus interest. Eligibility: Minimum loan quantum S$500,000; subject to MAS Total Debt Servicing Ratio (TDSR <=55%) and Mortgage Servicing Ratio (MSR <=30% for HDB/EC). Free conversion at lock-in maturity + partial prepayment flexibility..