ICW Group

ICW Group leads with dividend plans that return premiums to employers with favorable loss experience, a financial incentive unmatched by #8 AmTrust Financial. Writing $1.5 billion in WC premiums from San Diego, this Western US regional specialist also provides the SafetyFirst program at no extra cost, offering training resources to reduce claims. Its regional focus allows deeper local risk insights, often resulting in 15% lower claim frequency than the national average for similar industries. For Western employers, ICW's blend of loss prevention support and premium rebates delivers tangible savings and safety improvements.