Goldman Sachs

Goldman Sachs appears on this list through Goldman Sachs Bank USA, its deposit-taking subsidiary; the firm has no retail branch network. Its attempt to build a consumer business under the Marcus brand was unwound from 2023 — it sold GreenSky, stopped originating consumer loans, and moved to exit the Apple Card — after the unit lost roughly $3 billion across 2020 to 2022. Advisory and trading remain the firm's centre of gravity, and it regularly leads the global M&A league tables.