Rihanna — Fenty Beauty ($1.4 Billion)

Rihanna grew up in Barbados with a father addicted to crack, but by 15 she was discovered as a singer. She then built Fenty Beauty, which generated $550 million in its first year by offering 40 foundation shades—25 more than the average competitor's 15. Savage X Fenty hit a $1 billion valuation, and Forbes confirmed her $1.4 billion net worth in 2022, with less than 5% from music. That total wealth is 30% lighter than #2 Oprah Winfrey's $2.8 billion, yet she hasn't released an album since 2016. She turned a broken home into a beauty billion-dollar empire, richer than her home island.