Die With Zero (Bill Perkins)

Bill Perkins wrote the anti-retirement book. His argument: most people save too much and experience too little, dying with fortunes they never enjoyed. He proposes "time-bucketing" your life — allocating experiences to the ages when you can actually enjoy them (backpacking at 25, not 65). The math is provocative: giving your kids money at 26 when they need it beats leaving them an inheritance at 60 when they don't. Perkins, a hedge fund manager and high-stakes poker player, practices what he preaches.