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以71%成人金融素養率並列全球榜首，結合初中必修財務數學、數碼銀行及高透明度按揭債券制度。
丹麥憑藉七至九年級必修預算與利率課程，以及每年全國校園「理財週」（Pengeuge），錄得全球最高的71%成人金融素養合格率。
Denmark shares the world's highest 71% adult financial literacy score, driven by compulsory financial mathematics and household budgeting classes in Grades 7–9 plus annual Pengeuge ('Money Week') school workshops. Denmark edges fellow 71% co-leaders Norway (#2) and Sweden (#3) on curriculum formalization and everyday mortgage numeracy: Danish households routinely navigate covered-bond refinancing, near-100% digital account penetration, and occupational pension dashboards, outscoring #4 Canada (68%) by 3 percentage points and global financial hubs like Singapore (59%) and Hong Kong (43%).
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丹麥憑藉七至九年級必修預算與利率課程，以及每年全國校園「理財週」（Pengeuge），錄得全球最高的71%成人金融素養合格率。
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