Top 10 European Wealth Management Apps

Munich-based Scalable Capital manages EUR 20B+ across its robo-advisory and broker products, serving 600,000 customers in Germany, Austria, and the UK. Its algorithmic risk-managed portfolios and Prime Broker flat-fee subscription model have attracted both passive savers and active retail traders.

Scalable Capital

UK pioneer Nutmeg was acquired by JPMorgan Chase in 2021 for GBP 700M and now operates as J.P. Morgan Wealth Management's UK digital arm. It manages GBP 4.5B+ across ISAs, pensions, and general investment accounts, offering fully managed and fixed-allocation portfolios to over 200,000 UK investors.

Nutmeg

Italian-British fintech Moneyfarm manages EUR 4B+ for 100,000+ investors across Italy, the UK, and Germany. Its personalised digital financial advisory service combines automated portfolio construction with access to human advisors, targeting the underserved mass-affluent segment with regulated investment advice.

Moneyfarm

UK-based Moneybox has grown to GBP 5B+ in assets under administration by making pensions and ISAs effortless through round-up savings and direct debit automation. Its Lifetime ISA and SIPP products have attracted 1 million+ UK customers and won multiple personal finance awards for accessibility and UX.

Moneybox

Cardiff-based Wealthify, majority-owned by Aviva since 2019, offers low-cost ethical and standard investment plans from as little as GBP 1. Managing GBP 1.5B+ for 150,000 UK customers, its simple five-option plan structure removes the paralysis of choice that deters many first-time investors.

Wealthify

London-based Chip uses open banking and AI to automatically sweep savings from current accounts into interest-bearing accounts and investment funds. With GBP 600M+ saved by 500,000 users, Chip's autosave algorithm analyses spending patterns to save money users would not have set aside manually.

Chip

Amsterdam-based Bux offers zero-commission stock and ETF trading across seven European markets, targeting young investors through a social and gamified interface. Backed by ABN AMRO and Prosus, Bux Zero has over 500,000 users and its ETF savings plan feature has driven strong retention among Dutch and German customers.

Bux

Dutch micro-investing app Peaks rounds up everyday card purchases and invests the spare change into globally diversified ETF portfolios. With over 300,000 users in the Netherlands and Belgium, Peaks has pioneered the behavioural nudge model in European retail investing, partnering with ING to offer embedded wealth services.

Peaks

Originally ING's open-banking money management app, Yolt pivoted to B2B after closing its consumer app in 2021, operating as Yolt Technology Services. It now provides open banking data and payment infrastructure to 130+ financial institutions across Europe, processing billions of account data requests annually.

Yolt

Munich-based Scalable Capital manages EUR 20B+ across its robo-advisory and broker products, serving 600,000 customers in Germany, Austria, and the UK. Its algorithmic risk-managed portfolios and Prime Broker flat-fee subscription model have attracted both passive savers and active retail traders.

Scalable Capital

UK pioneer Nutmeg was acquired by JPMorgan Chase in 2021 for GBP 700M and now operates as J.P. Morgan Wealth Management's UK digital arm. It manages GBP 4.5B+ across ISAs, pensions, and general investment accounts, offering fully managed and fixed-allocation portfolios to over 200,000 UK investors.

Nutmeg

Italian-British fintech Moneyfarm manages EUR 4B+ for 100,000+ investors across Italy, the UK, and Germany. Its personalised digital financial advisory service combines automated portfolio construction with access to human advisors, targeting the underserved mass-affluent segment with regulated investment advice.

Moneyfarm

UK-based Moneybox has grown to GBP 5B+ in assets under administration by making pensions and ISAs effortless through round-up savings and direct debit automation. Its Lifetime ISA and SIPP products have attracted 1 million+ UK customers and won multiple personal finance awards for accessibility and UX.

Moneybox

Cardiff-based Wealthify, majority-owned by Aviva since 2019, offers low-cost ethical and standard investment plans from as little as GBP 1. Managing GBP 1.5B+ for 150,000 UK customers, its simple five-option plan structure removes the paralysis of choice that deters many first-time investors.

Wealthify

London-based Chip uses open banking and AI to automatically sweep savings from current accounts into interest-bearing accounts and investment funds. With GBP 600M+ saved by 500,000 users, Chip's autosave algorithm analyses spending patterns to save money users would not have set aside manually.

Chip

Amsterdam-based Bux offers zero-commission stock and ETF trading across seven European markets, targeting young investors through a social and gamified interface. Backed by ABN AMRO and Prosus, Bux Zero has over 500,000 users and its ETF savings plan feature has driven strong retention among Dutch and German customers.

Bux

Dutch micro-investing app Peaks rounds up everyday card purchases and invests the spare change into globally diversified ETF portfolios. With over 300,000 users in the Netherlands and Belgium, Peaks has pioneered the behavioural nudge model in European retail investing, partnering with ING to offer embedded wealth services.

Peaks

Originally ING's open-banking money management app, Yolt pivoted to B2B after closing its consumer app in 2021, operating as Yolt Technology Services. It now provides open banking data and payment infrastructure to 130+ financial institutions across Europe, processing billions of account data requests annually.

Yolt